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Overview

4 bd3 ba2,177 sqft2 car garageSingle Family
TypeSingle Family
HOA$45.31/qtr
Built2021
Lot4,913 sqft
Living area2,177 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersThermostatWalk-in Closet(s)LightingRain Gutters

10646 Hawks Landing Dr is a 2021-built home in Cypress Preserve Ph 3c, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,177 square feet of living space. Listed at $369,850 (about $170/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $45.31 quarterly.

From the listing

ASSUMABLE MORTGAGE AT AN INCREDIBLE 2.75% INTEREST RATE! For qualified buyers, this rare financing opportunity offers the potential to assume the seller’s existing mortgage at a rate that is exceptionally difficult to find in today’s market. SOLAR PANELS PAID IN FULL AT CLOSING AND A BEAUTIFULLY REMODELED PRIMARY BATHROOM further elevate this thoughtfully updated residence in the desirable Cypress Preserve community. Built in 2021, this two-story home offers four bedrooms, two-and-a-half bathrooms, and a bright, open-concept design created for effortless Florida living. The main living spaces flow seamlessly together, creating an inviting setting for everyday comfort and entertaining. At the heart of the home, the kitchen features tasteful updates and a fresh, contemporary aesthetic. Upstairs, all four bedrooms are conveniently arranged on one level alongside a versatile loft and remodeled laundry room. The spacious primary suite offers a private retreat, highlighted by a beautifully remodeled en-suite bathroom with refined, spa-inspired finishes. Outdoors, the fully fenced backyard provides privacy and plenty of room to relax. An extended covered lanai finished in natural stone creates an ideal setting for outdoor dining, entertaining, or the addition of a future spa. Adding even more value, the existing solar panels will be PAID IN FULL BY THE SELLER AT CLOSING, allowing the new owner to enjoy the benefits of solar energy without assuming the seller’s solar loan. With a 2.75% ASSUMABLE MORTGAGE, paid-off solar panels, newer construction, stylish updates, generous living spaces, and a private backyard, this Cypress Preserve residence offers a compelling combination of lifestyle, value, and a financing opportunity rarely available in today’s market.

The essentials

Built
2021
Price / sqft
$170
On market
22 days
Annual tax
$6,905
HOA
$45.31/qtr
Flood zone
X · Low risk
Lot
4,913 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
Driveway
4,913 sqft lot
Lot size
2,177 sqft
Living area

Payment

Est. monthly payment
$2,704/mo
Down payment (20%)
$73,970
Property taxes
$575/mo
HOA
$45.31/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
4,913 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
22
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Water Softener
Elementary
Connerton Elem
Middle
Pine View Middle-PO
High
Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,905
Parcel #
16-25-18-0100-00200-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypress Preserve Ph 3c
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
4,913 sqft
In CountyLandscapedLevelSidewalkPavedUnincorporated
HOA
$45.31/qtr
Kim Morris (Inframark)

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #W7889590
$369,850
$170/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #W7889590
$369,900+30.5%
$170/sqft
6/25/2021
Sold
Source: Pasco County Public Record
$283,500
$130/sqft

Neighborhood

10646 Hawks Landing Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $369,850
$367,500 – $369,850
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 22 after a $50 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,704/mo
Principal & interest$1,929
Property taxes$575
Insurance$185
HOA$15
Down payment20% · $73,970
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,850

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,177 sq ft

Time on market

22 days

Year built

2021

Monthly payment

About $2,704/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,905 annual tax bill, insurance, and the $45.31/qtr HOA fee.

HOA fee

$45.31/qtr

Managed by Kim Morris (Inframark).

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDAS A TEAM REALTYListing agent: Jose Alonzo, SRListing data from Stellar MLS, MLS# W7889590.

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