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Overview

3 bd2 ba1,480 sqftSingle Family
TypeSingle Family
HOA$319.93/mo
Built1984
Lot6,183 sqft
Living area1,480 sqft
Price / sqft$250

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanThermostatWalk-in Closet(s)LightingPrivate Yard

21004 Negril CT is a 1984-built home in Paradise Lakes Individual, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,480 square feet of living space. Listed at $370,000 (about $250/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $319.93 monthly.

From the listing

This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

The essentials

Built
1984
Price / sqft
$250
On market
10 days
Annual tax
$1,505
HOA
$319.93/mo
Flood zone
X · Low risk
Lot
6,183 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
6,183 sqft lot
Lot size
1,480 sqft
Living area

Payment

Est. monthly payment
$2,560/mo
Down payment (20%)
$74,000
Property taxes
$125/mo
HOA
$319.93/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
6,183 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Golf Cart Parking
Days on Market
10
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Lighting
Private Yard
Storage
Buyer Approval Required
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Sidewalks
Street Lights
Dryer
Gas Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$1,505
Parcel #
35-26-18-0060-00000-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Paradise Lakes Individual
County
Pasco
MLS Area
33558 - Lutz
Lot Size
6,183 sqft
Cul-De-SacIn County
HOA
$319.93/mo
PLCA Sara Ingersoll

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #W7889911
$370,000
$250/sqft

Neighborhood

21004 Negril CT
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 143 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 10.

Sample: 143 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,560/mo
Principal & interest$1,930
Property taxes$125
Insurance$185
HOA$320
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$250 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,480 sq ft

Time on market

10 days

Year built

1984

Monthly payment

About $2,560/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,505 annual tax bill, insurance, and the $319.93/mo HOA fee.

HOA fee

$319.93/mo

Managed by PLCA Sara Ingersoll.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Scott FulghumListing data from Stellar MLS, MLS# W7889911.

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