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Overview

4 bd2 ba1,975 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/yr
Built2005
Lot8,550 sqft
Living area1,975 sqft
Price / sqft$157
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Sidewalk

5125 Ayrshire Dr is a 2005-built home in Sterling Hill Ph 1a, Spring Hill. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,975 square feet of living space. Listed at $309,900 (about $157/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 annually.

From the listing

MOVE-IN READY • NEWER ROOF • NEW A/C • NEW CARPET • STERLING HILL Welcome to this beautifully refreshed 4-bedroom, 2-bath, 2-car garage home offering 1,975 square feet of living space, built in 2005 and ideally located in the sought-after Sterling Hill community. With an impressive list of recent updates, this home is ready for its next chapter. Major improvements include a NEW A/C system (2026), NEW roof (2024), NEW water heater 2026 , BRAND NEW carpeting throughout, and FRESH interior and exterior paint. From the moment you enter, you'll appreciate the welcoming feel created by the higher ceilings and spacious, light-filled living room. The open-concept design flows naturally into the kitchen and family room, creating a comfortable layout for everyday living and entertaining. The kitchen features wood cabinetry, pantry storage, and a convenient breakfast bar overlooking the family room. The primary suite provides a comfortable retreat with a large walk-in closet and ensuite bath featuring dual sinks, garden tub, separate shower, and private water closet. Three additional bedrooms provide flexibility for guests, an office, or other household needs. Residents of Sterling Hill have access to an extensive array of community amenities, including TWO POOLS, including an Olympic-sized pool, splash pad, two playgrounds, two fitness centers, two community centers, billiard room, tennis and basketball courts, new pickleball courts, an upgraded dog park, and an activity field. The community also offers a gated storage area for trailers, boats, and RVs, subject to applicable community rules and availability. The home's location offers convenient access to shopping, restaurants, medical facilities, and nearby hospitals. The Suncoast Parkway is just a few miles away, providing convenient access toward Tampa, area beaches, and popular theme parks. Challenger K-8 MAGNET School is also within walking distance. With significant recent updates already completed--including the roof 2024, A/C 2026, New water heater, carpeting, and interior and exterior paint--this Sterling Hill home offers a fresh start in a well-appointed community. Schedule your showing and see everything this home has to offer.

The essentials

Built
2005
Price / sqft
$157
On market
10 days
Annual tax
$5,908
HOA
$150/yr
Flood zone
X · Low risk
Lot
8,550 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
2 car garage
8,550 sqft lot
Lot size
1,975 sqft
Living area

Payment

Est. monthly payment
$2,276/mo
Down payment (20%)
$61,980
Property taxes
$492/mo
HOA
$150/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,550 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
10
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
Pine Grove Elementary School
Middle
West Hernando Middle School
High
Central High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,908
Parcel #
R09-223-18-3601-0170-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sterling Hill Ph 1a
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
8,550 sqft
HOA
$150/yr
Franklin and Company Property Manager

Price history

Date
Event
Price
10/3/2026
Listed for sale
Source: Stellar MLS #W7890088
$309,900+45.2%
$157/sqft
4/22/2005
Sold
Source: Hernando County Public Record
$213,500
$108/sqft

Neighborhood

5125 Ayrshire Dr
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 367 home closings in 34609 landed at this number or higher (53%). The median one sat 34 days before it went under contract, and this one is on day 10.

Sample: 367 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,277/mo
Principal & interest$1,616
Property taxes$492
Insurance$155
HOA$13
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$157 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,975 sq ft

Time on market

10 days

Year built

2005

Monthly payment

About $2,276/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,908 annual tax bill, insurance, and the $150/yr HOA fee.

HOA fee

$150/yr

Managed by Franklin and Company Property Manager.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 ALLIANCE REALTYListing agent: Patricia BolinListing data from Stellar MLS, MLS# W7890088.

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