Costs of owning

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Bay Oaks Condo HOA fees

Clearwater, Pinellas County · 33764

Homes in Bay Oaks Condo (Clearwater) pay a median $5,640 a year in condo association dues, about $470 a month, based on 5 listings. Half fall between $5,640 and $5,640. None of the listings we reviewed report a CDD.

HOA, median
$5,640/yr
About $470 a month
CDD, median
None reported
Property tax, median
$2,223/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$655
HOA + tax at the medians

What the dues cover

  • Cable TV100% of listings
  • Pool100% of listings
  • Internet100% of listings
  • Maintenance Structure100% of listings
  • Maintenance Grounds100% of listings
  • Sewer100% of listings

Amenities listed: Pool, Cable TV, Clubhouse.

Bay Oaks Condo cost questions

How much are HOA fees in Bay Oaks Condo?

Homes in Bay Oaks Condo (Clearwater) pay a median $5,640 a year in condo association dues, about $470 a month, based on 5 listings. Half fall between $5,640 and $5,640.

Does Bay Oaks Condo have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Bay Oaks Condo, before the mortgage?

HOA and property tax come to about $655 a month at the medians (property tax median $2,223 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Bay Oaks Condo from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “BAY OAKS CONDO”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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