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Cove Cay HOA fees
Clearwater, Pinellas County · 33760
Homes in Cove Cay (Clearwater) pay a median $8,568 a year in condo association dues, about $714 a month, based on 48 listings. Half fall between $7,680 and $8,772. None of the listings we reviewed report a CDD.
What the dues cover
- Pool100% of listings
- Trash96% of listings
- Maintenance Grounds92% of listings
- Sewer90% of listings
- Water90% of listings
- Guard - 24 Hour85% of listings
Amenities listed: Pool, Clubhouse, Elevators, Security, Cable TV, Vehicle Restrictions.
46% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Cove Cay right now
38 active listings
Cove Cay cost questions
How much are HOA fees in Cove Cay?
Homes in Cove Cay (Clearwater) pay a median $8,568 a year in condo association dues, about $714 a month, based on 48 listings. Half fall between $7,680 and $8,772.
Does Cove Cay have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Cove Cay, before the mortgage?
HOA and property tax come to about $886 a month at the medians (property tax median $2,064 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Cove Cay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 48 addressesin subdivisions matching “COVE CAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Grand Venezia at Baywatch CondoClearwater · HOA $9,360/yr · CDD $485/yr
- Eastwood ShoresClearwater · HOA $6,720/yr
- Grand Bellagio at Baywatch CondoClearwater · HOA $15,732/yr
- Bay AristocratClearwater · HOA $4,320/yr
- OverlookClearwater · HOA $8,244/yr
- Towns at Belleair GroveClearwater · HOA $5,553/yr
- Imperial CoveClearwater · HOA $8,568/yr
- Country Park Co-Op M / HClearwater · HOA $3,420/yr
- Chateau Belleair CondoClearwater · HOA $8,166/yr
- Seville CondoClearwater · HOA $7,830/yr
- Bay Oaks CondoClearwater · HOA $5,640/yr
- Imperial Court AptClearwater · HOA $6,948/yr
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