What it really costs to own in Florida.
Cove / West Port HOA and CDD fees
Port Charlotte, Charlotte County · 33953
Homes in Cove / West Port (Port Charlotte) pay a median $3,097 a year in HOA dues, about $258 a month, based on 9 listings. Half fall between $3,096 and $3,828. 89% of listings with a known CDD status (9) report one, with a median $1,638 a year collected on the property tax bill.
HOA by home type
| Single-family homes | $3,839/yr | 3 listings |
| Townhomes and villas | $3,097/yr | 6 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Pool67% of listings
- Maintenance Grounds56% of listings
- Recreational Facilities44% of listings
- Maintenance Structure33% of listings
- Management22% of listings
Amenities listed: Pickleball Court(s), Pool, Gated, Maintenance, Fitness Center, Clubhouse.
Live inventory
For sale in Cove / West Port right now
5 active listings





Cove / West Port cost questions
How much are HOA fees in Cove / West Port?
Homes in Cove / West Port (Port Charlotte) pay a median $3,097 a year in HOA dues, about $258 a month, based on 9 listings. Half fall between $3,096 and $3,828.
Does Cove / West Port have a CDD?
Yes, most homes. 89% of the 9 listings with a known CDD status report one, and 8 gave an amount: a median $1,638 a year (range $1,546 to $2,700). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Cove / West Port, before the mortgage?
HOA, CDD and property tax come to about $776 a month at the medians (property tax median $4,578 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Cove / West Port from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “COVE/WEST PORT”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Cove at West PortPort Charlotte · HOA $3,839/yr · CDD $1,957/yr
- Palms / West PortPort Charlotte · HOA $192/yr · CDD $2,688/yr
- Biscayne Landing NorthPort Charlotte · HOA $3,184/yr
- The Palms at West PortPort Charlotte · CDD $2,688/yr
- Biscayne LandingPort Charlotte · HOA $3,184/yr
- Isles / West PortPort Charlotte · HOA $1,680/yr · CDD $2,688/yr
- Hammocks / West PortPort Charlotte · HOA $1,500/yr · CDD $2,688/yr
- Villa MilanoPort Charlotte · HOA $1,360/yr
- Driftwood BayPort Charlotte · HOA $300/yr · CDD $1,400/yr
- RiverwoodPort Charlotte · HOA $4,484/yr · CDD $1,621/yr
- Port CharlottePort Charlotte · HOA $120/yr
- Heritage Oak ParkPort Charlotte · HOA $2,652/yr · CDD $2,038/yr
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