Costs of owning

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Harbor Bluffs HOA fees

Largo, Pinellas County · 33770

Homes in Harbor Bluffs (Largo) pay a median $420 a year in HOA dues, about $35 a month, based on 24 listings. Half fall between $420 and $420. None of the listings we reviewed report a CDD.

HOA, median
$420/yr
About $35 a month
CDD, median
None reported
Property tax, median
$8,476/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$741
HOA + tax at the medians

What the dues cover

  • Trash33% of listings

Amenities listed: Park.

Live inventory

For sale in Harbor Bluffs right now

9 active listings

809 Jacaranda Dr
ActivePrice reduced
House for sale
$719,900
$5k
3 bed2 bath1,788 sqft0.26 acre lot
809 Jacaranda Dr
Largo, FL, 33770
Brokered by CHARLES RUTENBERG REALTY INC
201 Driftwood Ln
Active
House for sale
$1,449,000
5 bed3 bath2,760 sqft0.30 acre lot
201 Driftwood Ln
Largo, FL, 33770
Brokered by COASTAL PROPERTIES GROUP INTERNATIONAL
202 Driftwood Ln
Active
House for sale
$1,820,000
3 bed3 bath2,235 sqft0.24 acre lot
202 Driftwood Ln
Largo, FL, 33770
Brokered by REALTY HUB
118 Live Oak Ln
Active
House for sale
$799,000
4 bed3 bath1,864 sqft0.29 acre lot
118 Live Oak Ln
Largo, FL, 33770
Brokered by ENGEL & VOLKERS BELLEAIR
821 Jacaranda Dr
ActivePrice reduced
House for sale
$825,000
$25k
4 bed3 bath1,767 sqft0.30 acre lot
821 Jacaranda Dr
Largo, FL, 33770
Brokered by COASTAL PROPERTIES GROUP INTERNATIONAL
306 Buttonwood Ln
ActivePrice reduced
House for sale
$2,295,000
$630k
3 bed3 bath2,001 sqft0.21 acre lot
306 Buttonwood Ln
Largo, FL, 33770
Brokered by FLAT FEE MLS REALTY
407 Harbor View Ln
ActivePrice reduced
House for sale
$1,397,000
$31k
4 bed2 bath2,113 sqft0.34 acre lot
407 Harbor View Ln
Largo, FL, 33770
Brokered by COASTAL PROPERTIES GROUP INTERNATIONAL
902 Oakwood Dr
ActivePrice reduced
House for sale
$1,695,000
$270k
4 bed3 bath2,266 sqft0.21 acre lot
902 Oakwood Dr
Largo, FL, 33770
Brokered by CHARLES RUTENBERG REALTY INC
See all 9 Harbor Bluffs homes

Harbor Bluffs cost questions

How much are HOA fees in Harbor Bluffs?

Homes in Harbor Bluffs (Largo) pay a median $420 a year in HOA dues, about $35 a month, based on 24 listings. Half fall between $420 and $420.

Does Harbor Bluffs have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Harbor Bluffs, before the mortgage?

HOA and property tax come to about $741 a month at the medians (property tax median $8,476 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Harbor Bluffs from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 24 addressesin subdivisions matching “HARBOR BLUFFS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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