Costs of owning

What it really costs to own in Florida.

Harbor Bluffs Waterfront Condo HOA fees

Clearwater, Pinellas County · 33755

Homes in Harbor Bluffs Waterfront Condo (Clearwater) pay a median $11,076 a year in condo association dues, about $923 a month, based on 5 listings. Half fall between $10,944 and $11,544. None of the listings we reviewed report a CDD.

HOA, median
$11,076/yr
About $923 a month
CDD, median
None reported
Property tax, median
$5,856/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,411
HOA + tax at the medians

What the dues cover

  • Pool100% of listings
  • Insurance100% of listings
  • Maintenance Structure100% of listings
  • Maintenance Grounds100% of listings
  • Escrow Reserves Fund80% of listings
  • Sewer80% of listings

Amenities listed: Elevators, Clubhouse, Fitness Center, Maintenance, Pool, Gated.

Harbor Bluffs Waterfront Condo cost questions

How much are HOA fees in Harbor Bluffs Waterfront Condo?

Homes in Harbor Bluffs Waterfront Condo (Clearwater) pay a median $11,076 a year in condo association dues, about $923 a month, based on 5 listings. Half fall between $10,944 and $11,544.

Does Harbor Bluffs Waterfront Condo have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Harbor Bluffs Waterfront Condo, before the mortgage?

HOA and property tax come to about $1,411 a month at the medians (property tax median $5,856 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Harbor Bluffs Waterfront Condo from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “HARBOR BLUFFS WATERFRONT CONDO”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Harbor Bluffs Waterfront Condo?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.