Costs of owning

What it really costs to own in Florida.

Harbor Cove HOA fees

North Port, Sarasota County · 34287

Homes in Harbor Cove (North Port) pay a median $2,100 a year in HOA dues, about $175 a month, based on 31 listings. Half fall between $2,100 and $2,100. None of the listings we reviewed report a CDD.

HOA, median
$2,100/yr
About $175 a month
CDD, median
None reported
Property tax, median
$1,161/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$272
HOA + tax at the medians

What the dues cover

  • Pool87% of listings
  • Maintenance Grounds68% of listings
  • Management65% of listings
  • Escrow Reserves Fund58% of listings
  • Common Area Taxes55% of listings
  • Recreational Facilities42% of listings

Amenities listed: Pool, Shuffleboard Court, Clubhouse, Pickleball Court(s), Tennis Court(s), Spa/Hot Tub.

Harbor Cove cost questions

How much are HOA fees in Harbor Cove?

Homes in Harbor Cove (North Port) pay a median $2,100 a year in HOA dues, about $175 a month, based on 31 listings. Half fall between $2,100 and $2,100.

Does Harbor Cove have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Harbor Cove, before the mortgage?

HOA and property tax come to about $272 a month at the medians (property tax median $1,161 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Harbor Cove from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 33 addressesin subdivisions matching “HARBOR COVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Harbor Cove?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.