What it really costs to own in Florida.
Harbor Square HOA fees
Palm Bay, Brevard County · 32905
Homes in Harbor Square (Palm Bay) pay a median $1,980 a year in HOA dues, about $165 a month, based on 14 listings. Half fall between $1,980 and $1,980. None of the listings we reviewed report a CDD.
What the dues cover
- Cable TV100% of listings
- Internet100% of listings
- Management100% of listings
Amenities listed: Fence Restrictions.
Live inventory
For sale in Harbor Square right now
4 active listings




Harbor Square cost questions
How much are HOA fees in Harbor Square?
Homes in Harbor Square (Palm Bay) pay a median $1,980 a year in HOA dues, about $165 a month, based on 14 listings. Half fall between $1,980 and $1,980.
Does Harbor Square have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Harbor Square, before the mortgage?
HOA and property tax come to about $179 a month at the medians (property tax median $165 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harbor Square from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 14 addressesin subdivisions matching “HARBOR SQUARE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Reserve at Country Club Lakes EstatesPalm Bay · HOA $730/yr
- Green LeafMelbourne · HOA $1,080/yr
- Sunrise EstatesWest Melbourne · HOA $2,700/yr
- Malabar SpringsPalm Bay · HOA $240/yr · CDD $1,978/yr
- Kendall PointeMelbourne · HOA $1,908/yr
- Del Webb at VieraMelbourne · HOA $4,404/yr · CDD $1,136/yr
- Cocoa BeachCocoa Beach · HOA $7,560/yr
- Cocoa Ocean BeachCocoa Beach · HOA $8,730/yr
- Crestview AcresCocoa · HOA $6,816/yr
- Windward PreserveCocoa · HOA $1,431/yr · CDD $2,248/yr
- Brooks LandingTitusville · HOA $1,392/yr
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