Costs of owning

What it really costs to own in Florida.

Isles / Cay Commons HOA fees

Orlando, Orange County · 32819

Homes in Isles / Cay Commons (Orlando) pay a median $4,460 a year in condo association dues, about $372 a month, based on 7 listings. Half fall between $4,460 and $7,296. None of the listings we reviewed report a CDD.

HOA, median
$4,460/yr
About $372 a month
CDD, median
None reported
Property tax, median
$5,121/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$798
HOA + tax at the medians

What the dues cover

  • Cable TV86% of listings
  • Internet86% of listings
  • Maintenance Grounds71% of listings
  • Trash57% of listings
  • Water57% of listings
  • Pool57% of listings

Amenities listed: Fitness Center, Gated, Clubhouse, Playground, Pool.

71% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Live inventory

For sale in Isles / Cay Commons right now

5 active listings

4114 Breakview Dr #110
ActivePrice reduced
Condo for sale
$479,900
$10k
3 bed2 bath1,412 sqft0.03 acre lot
4114 Breakview Dr #110
Orlando, FL, 32819
Brokered by CHARLES RUTENBERG REALTY ORLANDO
4102 Breakview Dr #40203
Active
Condo for sale
$399,490
2 bed2 bath1,112 sqft0.03 acre lot
4102 Breakview Dr #40203
Orlando, FL, 32819
Brokered by METROPOLITAN R.E SOLUTIONS INC
4114 Breakview Dr Dr #10602
ActivePrice reduced
Condo for sale
$435,000
$64k
3 bed2 bath1,247 sqft0.03 acre lot
4114 Breakview Dr Dr #10602
Orlando, FL, 32819
Brokered by EXP REALTY LLC
4102 Breakview Dr #40103
Active
Condo for sale
$450,000
3 bed2 bath1,247 sqft0.03 acre lot
4102 Breakview Dr #40103
Orlando, FL, 32819
Brokered by DEO REALTY LLC
4114 Breakview Dr #20802
ActivePrice reduced
Condo for sale
$560,000
$30k
3 bed2 bath1,247 sqft0.03 acre lot
4114 Breakview Dr #20802
Orlando, FL, 32819
Brokered by FLORIDA REALTY INVESTMENTS
See all 5 Isles / Cay Commons homes

Isles / Cay Commons cost questions

How much are HOA fees in Isles / Cay Commons?

Homes in Isles / Cay Commons (Orlando) pay a median $4,460 a year in condo association dues, about $372 a month, based on 7 listings. Half fall between $4,460 and $7,296.

Does Isles / Cay Commons have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Isles / Cay Commons, before the mortgage?

HOA and property tax come to about $798 a month at the medians (property tax median $5,121 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Isles / Cay Commons from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “ISLES/CAY COMMONS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Isles / Cay Commons?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now