What it really costs to own in Florida.
Vista Cay / Harbor Square HOA fees
Orlando, Orange County · 32819
Homes in Vista Cay / Harbor Square (Orlando) pay a median $4,620 a year in condo association dues, about $385 a month, based on 20 listings. Half fall between $4,620 and $7,751. None of the listings we reviewed report a CDD.
What the dues cover
- Cable TV90% of listings
- Pool85% of listings
- Internet80% of listings
- Trash80% of listings
- Water80% of listings
- Maintenance Structure65% of listings
Amenities listed: Basketball Court, Clubhouse, Fitness Center, Elevators, Gated, Pool.
55% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Vista Cay / Harbor Square right now
17 active listings
Vista Cay / Harbor Square cost questions
How much are HOA fees in Vista Cay / Harbor Square?
Homes in Vista Cay / Harbor Square (Orlando) pay a median $4,620 a year in condo association dues, about $385 a month, based on 20 listings. Half fall between $4,620 and $7,751.
Does Vista Cay / Harbor Square have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Vista Cay / Harbor Square, before the mortgage?
HOA and property tax come to about $936 a month at the medians (property tax median $6,608 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Vista Cay / Harbor Square from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 22 addressesin subdivisions matching “VISTA CAY/HARBOR SQUARE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Vista CayOrlando · HOA $4,620/yr
- Isles / Cay CommonsOrlando · HOA $4,460/yr
- Lime Tree VillageOrlando · HOA $1,344/yr
- MontpelierOrlando · HOA $1,200/yr
- Green Briar VillageOrlando · HOA $972/yr
- Orangewood ShadowwoodOrlando · HOA $1,344/yr
- Lake Ridge VillageOrlando · HOA $1,260/yr
- Windmill PointeOrlando · HOA $960/yr
- Waterview TownhomesOrlando · HOA $3,456/yr
- Parkview NorthOrlando · HOA $1,224/yr
- Sandlake Private ResidencesOrlando · HOA $6,738/yr
- Hawthorn Suites OrlandoOrlando · HOA $9,168/yr
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