Costs of owning

What it really costs to own in Florida.

Lake Emma Sound HOA fees

Lake Mary, Seminole County · 32746

Homes in Lake Emma Sound (Lake Mary) pay a median $2,640 a year in HOA dues, about $220 a month, based on 5 listings. Half fall between $2,580 and $2,640.

HOA, median
$2,640/yr
About $220 a month
CDD, median
Not enough data
Property tax, median
$7,722/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$864
HOA + tax at the medians

What the dues cover

  • Escrow Reserves Fund40% of listings
  • Management20% of listings
  • Common Area Taxes20% of listings
  • Private Road20% of listings

20% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Lake Emma Sound cost questions

How much are HOA fees in Lake Emma Sound?

Homes in Lake Emma Sound (Lake Mary) pay a median $2,640 a year in HOA dues, about $220 a month, based on 5 listings. Half fall between $2,580 and $2,640.

Does Lake Emma Sound have a CDD?

Not enough listings reported CDD status to say. Check the property tax bill: a CDD appears there as a separate non-ad valorem assessment.

What does it cost each month to own in Lake Emma Sound, before the mortgage?

HOA and property tax come to about $864 a month at the medians (property tax median $7,722 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lake Emma Sound from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “LAKE EMMA SOUND”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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