What it really costs to own in Florida.
Lake Forest HOA fees
Lutz, Hillsborough County · 33559
Homes in Lake Forest (Lutz) pay a median $3,726 a year in HOA dues, about $311 a month, based on 8 listings. Half fall between $3,720 and $3,845. None of the listings we reviewed report a CDD.
What the dues cover
- Pool88% of listings
- Maintenance Structure63% of listings
- Maintenance Grounds63% of listings
- Escrow Reserves Fund25% of listings
- Trash25% of listings
Amenities listed: Clubhouse, Pool, Tennis Court(s), Playground, Pickleball Court(s), Trail(s).
Live inventory
For sale in Lake Forest right now
3 active listings



Lake Forest cost questions
How much are HOA fees in Lake Forest?
Homes in Lake Forest (Lutz) pay a median $3,726 a year in HOA dues, about $311 a month, based on 8 listings. Half fall between $3,720 and $3,845.
Does Lake Forest have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Lake Forest, before the mortgage?
HOA and property tax come to about $573 a month at the medians (property tax median $3,150 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Lake Forest from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “LAKE FOREST”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- North Oaks CondoTampa · HOA $4,740/yr
- The OaksTampa · HOA $6,360/yr
- Palma Vista at Tampa PalmsTampa · CDD $418/yr
- Faircrest III A CondoTampa · HOA $4,992/yr · CDD $442/yr
- Hapshire Villas Unrec Tnhse PlaceTampa · HOA $2,880/yr
- Tampa Palms AreaTampa · HOA $1,200/yr · CDD $989/yr
- Oak Bridge Run A CondoTampa · HOA $7,200/yr
- Tampa PalmsTampa · HOA $345/yr · CDD $1,257/yr
- RaintreeTemple Terrace · HOA $6,600/yr
- Oxford Place at Tampa Palms ATampa · HOA $6,300/yr
- Chapman ManorsLutz · HOA $1,680/yr
- Renaissance Villas CondoTampa · HOA $5,088/yr
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