Costs of owning

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Mirabay HOA and CDD fees

Apollo Beach, Hillsborough County · 33572

Homes in Mirabay (Apollo Beach) pay a median $190 a year in HOA dues, about $16 a month, based on 86 listings. Half fall between $190 and $256. 100% of listings with a known CDD status (86) report one, with a median $4,397 a year collected on the property tax bill.

HOA, median
$190/yr
About $16 a month
CDD, median
$4,397/yr
100% of 86 listings have one
Property tax, median
$12,679/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,439
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$190/yr78 listings
Townhomes and villas$4,920/yr8 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool87% of listings
  • Recreational Facilities63% of listings
  • Maintenance Grounds60% of listings
  • Management31% of listings
  • Common Area Taxes29% of listings
  • Escrow Reserves Fund27% of listings

Amenities listed: Clubhouse, Pool, Fitness Center, Playground, Gated, Tennis Court(s).

20% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Mirabay cost questions

How much are HOA fees in Mirabay?

Homes in Mirabay (Apollo Beach) pay a median $190 a year in HOA dues, about $16 a month, based on 86 listings. Half fall between $190 and $256.

Does Mirabay have a CDD?

Yes, most homes. 100% of the 86 listings with a known CDD status report one, and 86 gave an amount: a median $4,397 a year (range $2,464 to $7,464). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Mirabay, before the mortgage?

HOA, CDD and property tax come to about $1,439 a month at the medians (property tax median $12,679 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Mirabay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 86 addressesin subdivisions matching “MIRABAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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