What it really costs to own in Florida.
Harbour Isles HOA and CDD fees
Apollo Beach, Hillsborough County · 33572
Homes in Harbour Isles (Apollo Beach) pay a median $120 a year in HOA dues, about $10 a month, based on 21 listings. Half fall between $100 and $120. 90% of listings with a known CDD status (21) report one, with a median $2,688 a year collected on the property tax bill.
What the dues cover
- Pool29% of listings
Amenities listed: Fitness Center, Pool, Playground, Basketball Court, Clubhouse, Park.
Live inventory
For sale in Harbour Isles right now
11 active listings








Harbour Isles cost questions
How much are HOA fees in Harbour Isles?
Homes in Harbour Isles (Apollo Beach) pay a median $120 a year in HOA dues, about $10 a month, based on 21 listings. Half fall between $100 and $120.
Does Harbour Isles have a CDD?
Yes, most homes. 90% of the 21 listings with a known CDD status report one, and 19 gave an amount: a median $2,688 a year (range $1,426 to $3,210). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Harbour Isles, before the mortgage?
HOA, CDD and property tax come to about $971 a month at the medians (property tax median $8,842 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harbour Isles from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 21 addressesin subdivisions matching “HARBOUR ISLES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Indigo CreekApollo Beach · HOA $1,200/yr
- Compass PointeApollo Beach · HOA $941/yr · CDD $1,866/yr
- LeiseyApollo Beach · HOA $648/yr · CDD $2,507/yr
- Wynnmere WestRuskin · HOA $300/yr · CDD $2,618/yr
- BayridgeRuskin · HOA $3,384/yr
- Hawks PointRuskin · HOA $1,140/yr · CDD $1,320/yr
- Mangrove ManorApollo Beach · HOA $1,512/yr · CDD $1,628/yr
- MirabayApollo Beach · HOA $190/yr · CDD $4,397/yr
- Wynnmere EastRuskin · HOA $167/yr · CDD $2,133/yr
- Mangrove PointApollo Beach · HOA $2,364/yr · CDD $977/yr
- BraemarApollo Beach · HOA $1,620/yr
- Southshore FallsApollo Beach · HOA $4,452/yr
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