Costs of owning

What it really costs to own in Florida.

North Bay HOA fees

Orlando, Orange County · 32819

Homes in North Bay (Orlando) pay a median $652 a year in HOA dues, about $54 a month, based on 10 listings. Half fall between $616 and $652. None of the listings we reviewed report a CDD.

HOA, median
$652/yr
About $54 a month
CDD, median
None reported
Property tax, median
$8,283/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$745
HOA + tax at the medians

What the dues cover

Amenities listed: Tennis Court(s).

North Bay cost questions

How much are HOA fees in North Bay?

Homes in North Bay (Orlando) pay a median $652 a year in HOA dues, about $54 a month, based on 10 listings. Half fall between $616 and $652.

Does North Bay have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in North Bay, before the mortgage?

HOA and property tax come to about $745 a month at the medians (property tax median $8,283 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in North Bay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “NORTH BAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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