13% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Oaks at Valrico, before the mortgage?

HOA and property tax come to about $498 a month at the medians (property tax median $5,252 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Oaks at Valrico from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “OAKS AT VALRICO”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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