What it really costs to own in Florida.
Lake Gallagher HOA fees
Dover, Hillsborough County · 33527
Homes in Lake Gallagher (Dover) pay a median $1,680 a year in HOA dues, about $140 a month, based on 12 listings. Half fall between $1,680 and $1,680. None of the listings we reviewed report a CDD.
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Lake Gallagher cost questions
How much are HOA fees in Lake Gallagher?
Homes in Lake Gallagher (Dover) pay a median $1,680 a year in HOA dues, about $140 a month, based on 12 listings. Half fall between $1,680 and $1,680.
Does Lake Gallagher have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Lake Gallagher, before the mortgage?
HOA and property tax come to about $816 a month at the medians (property tax median $8,106 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Lake Gallagher from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 12 addressesin subdivisions matching “LAKE GALLAGHER”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Diamond HillValrico · HOA $1,176/yr · CDD $955/yr
- Oaks at ValricoValrico · HOA $720/yr
- Lake Shore RanchSeffner · HOA $500/yr
- Ridge CrestDover · HOA $576/yr
- The WillowsValrico · HOA $150/yr
- SomersetValrico · HOA $640/yr
- Kingsway OaksSeffner · HOA $600/yr
- Crosby CrossingsValrico · HOA $580/yr
- Shangri LaSeffner · HOA $95/yr
- Wedgewood TownhomesValrico · HOA $5,760/yr
- Kings MillValrico · HOA $4,800/yr
- KingswaySeffner · HOA $853/yr
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