What it really costs to own in Florida.
Palm Coast HOA and CDD fees
Palm Coast, Flagler County · 32164, 32137
Homes in Palm Coast (Palm Coast) pay a median $650 a year in HOA dues, about $54 a month, based on 7 listings. Half fall between $650 and $11,856. 1% of listings with a known CDD status (641) report one, with a median $643 a year collected on the property tax bill.
HOA by home type
| Single-family homes | $650/yr | 4 listings |
| Condos | $11,856/yr | 3 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Cable TV43% of listings
- Pool43% of listings
- Internet43% of listings
- Maintenance Structure43% of listings
- Maintenance Grounds43% of listings
- Trash43% of listings
Amenities listed: Cable TV, Elevators, Gated, Pool, Spa/Hot Tub.
Live inventory
For sale in Palm Coast right now
576 active listings








Palm Coast cost questions
How much are HOA fees in Palm Coast?
Homes in Palm Coast (Palm Coast) pay a median $650 a year in HOA dues, about $54 a month, based on 7 listings. Half fall between $650 and $11,856.
Does Palm Coast have a CDD?
A few homes do. 1% of the 641 listings with a known CDD status report one, and 4 gave an amount: a median $643 a year (range $643 to $643). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Palm Coast, before the mortgage?
HOA and property tax come to about $278 a month at the medians (property tax median $2,681 a year). Homes in the CDD (1% of listings) add about $54 a month. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Palm Coast from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 650 addressesin subdivisions matching “PALM COAST”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- American VillagePalm Coast · HOA $2,406/yr
- Seasons at SummertidePalm Coast · HOA $1,428/yr
- ToscanaPalm Coast · HOA $1,584/yr
- Coastal GardensPalm Coast · HOA $650/yr · CDD $644/yr
- Woodhaven at Palm CoastPalm Coast · HOA $5,220/yr
- Gables / Town CenterPalm Coast · HOA $650/yr · CDD $644/yr
- Grand Reserve and Golf ClubBunnell · CDD $2,168/yr
- Hidden LakesPalm Coast · HOA $1,040/yr
- Grand ReserveBunnell · HOA $1,048/yr · CDD $1,927/yr
- Palm PointeBunnell · HOA $2,525/yr
- Palm Coast Fairways CondoPalm Coast · HOA $6,900/yr
- Grand HavenPalm Coast · HOA $175/yr · CDD $3,152/yr
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