Costs of owning

What it really costs to own in Florida.

Riverwood Estates HOA and CDD fees

Zephyrhills, Pasco County · 33540

Homes in Riverwood Estates (Zephyrhills) pay a median $579 a year in HOA dues, about $48 a month, based on 38 listings. Half fall between $579 and $579. 100% of listings with a known CDD status (38) report one, with a median $2,691 a year collected on the property tax bill.

HOA, median
$579/yr
About $48 a month
CDD, median
$2,691/yr
100% of 38 listings have one
Property tax, median
$3,053/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$527
HOA + CDD + tax at the medians

Live inventory

For sale in Riverwood Estates right now

17 active listings

Riverwood Estates cost questions

How much are HOA fees in Riverwood Estates?

Homes in Riverwood Estates (Zephyrhills) pay a median $579 a year in HOA dues, about $48 a month, based on 38 listings. Half fall between $579 and $579.

Does Riverwood Estates have a CDD?

Yes, most homes. 100% of the 38 listings with a known CDD status report one, and 38 gave an amount: a median $2,691 a year (range $2,397 to $2,985). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Riverwood Estates, before the mortgage?

HOA, CDD and property tax come to about $527 a month at the medians (property tax median $3,053 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Riverwood Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 38 addressesin subdivisions matching “RIVERWOOD ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Riverwood Estates?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.