Costs of owning

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Shady Oaks Mobile Modular Estates HOA fees

Zephyrhills, Pasco County · 33540

Homes in Shady Oaks Mobile Modular Estates (Zephyrhills) pay a median $500 a year in HOA dues, about $42 a month, based on 7 listings. Half fall between $500 and $500. None of the listings we reviewed report a CDD.

HOA, median
$500/yr
About $42 a month
CDD, median
None reported
Property tax, median
$1,582/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$174
HOA + tax at the medians

What the dues cover

  • Common Area Taxes71% of listings
  • Escrow Reserves Fund57% of listings
  • Pool57% of listings
  • Private Road29% of listings
  • Recreational Facilities29% of listings

Amenities listed: Clubhouse, Pool, Shuffleboard Court.

Live inventory

For sale in Shady Oaks Mobile Modular Estates right now

8 active listings

3718 Castle Dr
Active
House for sale
$79,900
2 bed1 bath1,332 sqft0.12 acre lot
3718 Castle Dr
Zephyrhills, FL, 33540
Brokered by BINGHAM REALTY INC
38417 Monet Dr
Active
House for sale
$229,900
3 bed2 bath1,736 sqft0.12 acre lot
38417 Monet Dr
Zephyrhills, FL, 33540
Brokered by KELLER WILLIAMS RLTY NEW TAMPA
38546 Stafford Dr
ActivePrice reduced
House for sale
$170,000
$5k
2 bed2 bath1,344 sqft0.12 acre lot
38546 Stafford Dr
Zephyrhills, FL, 33540
Brokered by KELLER WILLIAMS TAMPA PROPERTIES
38536 Cone Dr
Active
House for sale
$150,000
2 bed2 bath1,152 sqft0.13 acre lot
38536 Cone Dr
Zephyrhills, FL, 33540
Brokered by BINGHAM REALTY INC
38513 Willoughby Dr
ActivePrice reduced
House for sale
$100,000
$25k
2 bed2 bath804 sqft0.13 acre lot
38513 Willoughby Dr
Zephyrhills, FL, 33540
Brokered by BINGHAM REALTY INC
3734 Castle Dr
ActivePrice reduced
House for sale
$125,000
$14k
2 bed1 bath768 sqft0.12 acre lot
3734 Castle Dr
Zephyrhills, FL, 33540
Brokered by BINGHAM REALTY INC
See all 8 Shady Oaks Mobile Modular Estates homes

Shady Oaks Mobile Modular Estates cost questions

How much are HOA fees in Shady Oaks Mobile Modular Estates?

Homes in Shady Oaks Mobile Modular Estates (Zephyrhills) pay a median $500 a year in HOA dues, about $42 a month, based on 7 listings. Half fall between $500 and $500.

Does Shady Oaks Mobile Modular Estates have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Shady Oaks Mobile Modular Estates, before the mortgage?

HOA and property tax come to about $174 a month at the medians (property tax median $1,582 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Shady Oaks Mobile Modular Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “SHADY OAKS MOBILE MODULAR ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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