Costs of owning

What it really costs to own in Florida.

Royal Oaks HOA fees

Inverness, Citrus County · 34452

Homes in Royal Oaks (Inverness) pay a median $4,215 a year in HOA dues, about $351 a month, based on 6 listings. Half fall between $3,420 and $4,218.

HOA, median
$4,215/yr
About $351 a month
CDD, median
Not enough data
Property tax, median
$2,132/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$529
HOA + tax at the medians

What the dues cover

  • Cable TV67% of listings
  • Pool67% of listings
  • Maintenance Grounds67% of listings
  • Water67% of listings
  • Recreational Facilities50% of listings
  • Internet50% of listings

Amenities listed: Pool, Cable TV, Clubhouse, Fitness Center, Tennis Court(s).

Royal Oaks cost questions

How much are HOA fees in Royal Oaks?

Homes in Royal Oaks (Inverness) pay a median $4,215 a year in HOA dues, about $351 a month, based on 6 listings. Half fall between $3,420 and $4,218.

Does Royal Oaks have a CDD?

Not enough listings reported CDD status to say. Check the property tax bill: a CDD appears there as a separate non-ad valorem assessment.

What does it cost each month to own in Royal Oaks, before the mortgage?

HOA and property tax come to about $529 a month at the medians (property tax median $2,132 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Royal Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “ROYAL OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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