Costs of owning

What it really costs to own in Florida.

Arbor Lakes HOA fees

Hernando, Citrus County · 34442

Homes in Arbor Lakes (Hernando) pay a median $2,064 a year in HOA dues, about $172 a month, based on 9 listings. Half fall between $2,060 and $6,180. None of the listings we reviewed report a CDD.

HOA, median
$2,064/yr
About $172 a month
CDD, median
None reported
Property tax, median
$2,026/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$341
HOA + tax at the medians

What the dues cover

  • Pool67% of listings
  • Recreational Facilities44% of listings
  • Trash44% of listings
  • Cable TV33% of listings
  • Internet22% of listings
  • Guard - 24 Hour22% of listings

Amenities listed: Pool, Clubhouse, Recreation Facilities, Tennis Court(s), Fitness Center, Gated.

Live inventory

For sale in Arbor Lakes right now

3 active listings

3716 E Cove Park Trl
ActivePrice reduced
House for sale
$234,900
$5k
3 bed2 bath1,549 sqft0.20 acre lot
3716 E Cove Park Trl
Hernando, FL, 34442
Brokered by PARSLEY REAL ESTATE INC
4683 N Lake Vista Trl
Active
House for sale
$229,500
2 bed2 bath1,572 sqft0.19 acre lot
4683 N Lake Vista Trl
Hernando, FL, 34442
Brokered by RE/MAX MARKETING SPECIALISTS
4486 N Lake Vista Trl
ActivePrice reduced
House for sale
$289,900
$35k
3 bed2 bath2,000 sqft0.16 acre lot
4486 N Lake Vista Trl
Hernando, FL, 34442
Brokered by CB/ELLISON RLTY WEST
See all 3 Arbor Lakes homes

Arbor Lakes cost questions

How much are HOA fees in Arbor Lakes?

Homes in Arbor Lakes (Hernando) pay a median $2,064 a year in HOA dues, about $172 a month, based on 9 listings. Half fall between $2,060 and $6,180.

Does Arbor Lakes have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Arbor Lakes, before the mortgage?

HOA and property tax come to about $341 a month at the medians (property tax median $2,026 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Arbor Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “ARBOR LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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