Costs of owning

What it really costs to own in Florida.

Signature Lakes HOA fees

Winter Garden, Orange County · 34787

Homes in Signature Lakes (Winter Garden) pay a median $2,336 a year in HOA dues, about $195 a month, based on 26 listings. Half fall between $2,336 and $2,364. None of the listings we reviewed report a CDD.

HOA, median
$2,336/yr
About $195 a month
CDD, median
None reported
Property tax, median
$6,944/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$773
HOA + tax at the medians

HOA by home type

Single-family homes$2,336/yr19 listings
Townhomes and villas$3,267/yr7 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Internet42% of listings
  • Cable TV38% of listings
  • Pool27% of listings
  • Maintenance Grounds23% of listings

Amenities listed: Pool, Fitness Center, Clubhouse, Playground, Tennis Court(s).

27% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Signature Lakes cost questions

How much are HOA fees in Signature Lakes?

Homes in Signature Lakes (Winter Garden) pay a median $2,336 a year in HOA dues, about $195 a month, based on 26 listings. Half fall between $2,336 and $2,364.

Does Signature Lakes have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Signature Lakes, before the mortgage?

HOA and property tax come to about $773 a month at the medians (property tax median $6,944 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Signature Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 26 addressesin subdivisions matching “SIGNATURE LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Signature Lakes?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.