Costs of owning

What it really costs to own in Florida.

Hamlin Reserve HOA fees

Winter Garden, Orange County · 34787

Homes in Hamlin Reserve (Winter Garden) pay a median $1,700 a year in HOA dues, about $142 a month, based on 14 listings. Half fall between $1,700 and $5,020. None of the listings we reviewed report a CDD.

HOA, median
$1,700/yr
About $142 a month
CDD, median
None reported
Property tax, median
$7,557/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$771
HOA + tax at the medians

HOA by home type

Single-family homes$1,700/yr10 listings
Townhomes and villas$5,020/yr4 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool57% of listings
  • Maintenance Grounds21% of listings
  • Recreational Facilities21% of listings

Amenities listed: Clubhouse, Pool, Playground.

Hamlin Reserve cost questions

How much are HOA fees in Hamlin Reserve?

Homes in Hamlin Reserve (Winter Garden) pay a median $1,700 a year in HOA dues, about $142 a month, based on 14 listings. Half fall between $1,700 and $5,020.

Does Hamlin Reserve have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Hamlin Reserve, before the mortgage?

HOA and property tax come to about $771 a month at the medians (property tax median $7,557 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Hamlin Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 14 addressesin subdivisions matching “HAMLIN RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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