Costs of owning

What it really costs to own in Florida.

Silverleaf Oaks HOA fees

Winter Garden, Orange County · 34787

Homes in Silverleaf Oaks (Winter Garden) pay a median $3,432 a year in HOA dues, about $286 a month, based on 13 listings. Half fall between $1,824 and $3,432.

HOA, median
$3,432/yr
About $286 a month
CDD, median
Not enough data
Property tax, median
$1,373/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$400
HOA + tax at the medians

HOA by home type

Single-family homes$1,824/yr7 listings
Townhomes and villas$3,432/yr6 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Internet85% of listings
  • Management85% of listings
  • Recreational Facilities85% of listings
  • Pool69% of listings
  • Insurance69% of listings
  • Maintenance Grounds69% of listings

Amenities listed: Clubhouse, Fitness Center, Pool, Recreation Facilities, Trail(s).

Silverleaf Oaks cost questions

How much are HOA fees in Silverleaf Oaks?

Homes in Silverleaf Oaks (Winter Garden) pay a median $3,432 a year in HOA dues, about $286 a month, based on 13 listings. Half fall between $1,824 and $3,432.

Does Silverleaf Oaks have a CDD?

14% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Silverleaf Oaks, before the mortgage?

HOA and property tax come to about $400 a month at the medians (property tax median $1,373 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Silverleaf Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 14 addressesin subdivisions matching “SILVERLEAF OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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