Costs of owning

What it really costs to own in Florida.

The Villages HOA and CDD fees

The Villages, Sumter County · 32162, 32163, 32159, 34762

Homes in The Villages (The Villages) pay a median $2,423 a year in HOA dues, about $202 a month, based on 16 listings. Half fall between $1,800 and $2,448. 98% of listings with a known CDD status (433) report one, with a median $763 a year collected on the property tax bill.

HOA, median
$2,423/yr
About $202 a month
CDD, median
$763/yr
98% of 433 listings have one
Property tax, median
$3,147/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$528
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$2,448/yr11 listings
Townhomes and villas$150/yr5 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool50% of listings
  • Recreational Facilities31% of listings

Amenities listed: Tennis Court(s), Golf Course, Pool, Recreation Facilities, Shuffleboard Court, Pickleball Court(s).

The Villages cost questions

How much are HOA fees in The Villages?

Homes in The Villages (The Villages) pay a median $2,423 a year in HOA dues, about $202 a month, based on 16 listings. Half fall between $1,800 and $2,448.

Does The Villages have a CDD?

Yes, most homes. 98% of the 433 listings with a known CDD status report one, and 421 gave an amount: a median $763 a year (range $202 to $5,007). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in The Villages, before the mortgage?

HOA, CDD and property tax come to about $528 a month at the medians (property tax median $3,147 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in The Villages from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 434 addressesin subdivisions matching “THE VILLAGES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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