What it really costs to own in Florida.
Villages / Sumter HOA and CDD fees
The Villages, Sumter County · 32163, 32162, 32159
Homes in Villages / Sumter (The Villages) pay a median $2,448 a year in HOA dues, about $204 a month, based on 8 listings. Half fall between $2,388 and $2,448. 89% of listings with a known CDD status (64) report one, with a median $794 a year collected on the property tax bill.
What the dues cover
- Pool38% of listings
- Recreational Facilities38% of listings
Amenities listed: Golf Course, Pool, Recreation Facilities, Gated, Shuffleboard Court, Playground.
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For sale in Villages / Sumter right now
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Villages / Sumter cost questions
How much are HOA fees in Villages / Sumter?
Homes in Villages / Sumter (The Villages) pay a median $2,448 a year in HOA dues, about $204 a month, based on 8 listings. Half fall between $2,388 and $2,448.
Does Villages / Sumter have a CDD?
Yes, most homes. 89% of the 64 listings with a known CDD status report one, and 57 gave an amount: a median $794 a year (range $204 to $3,653). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Villages / Sumter, before the mortgage?
HOA, CDD and property tax come to about $596 a month at the medians (property tax median $3,912 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Villages / Sumter from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 65 addressesin subdivisions matching “VILLAGES/SUMTER”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Villages of Sumter Richmond VillasThe Villages · CDD $809/yr
- Villages of SumterThe Villages · HOA $2,448/yr · CDD $732/yr
- Villages SumterThe Villages · CDD $755/yr
- The Villages of SumterThe Villages · CDD $687/yr
- The VillagesThe Villages · HOA $2,423/yr · CDD $763/yr
- Villages / Sumter Bonita VillasThe Villages · CDD $1,326/yr
- SumterThe Villages · CDD $585/yr
- Lakeside LandingsOxford · HOA $2,280/yr
- BeaumontWildwood · HOA $1,824/yr · CDD $3,105/yr
- Grand Oaks ManorOxford · HOA $1,800/yr
- Triumph SouthWildwood · HOA $756/yr
- Villages of Sumter Villa Vera CruzThe Villages · CDD $212/yr
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