Costs of owning

What it really costs to own in Florida.

Twin Lakes Estates HOA fees

Umatilla, Lake County · 32784

Homes in Twin Lakes Estates (Umatilla) pay a median $600 a year in HOA dues, about $50 a month, based on 8 listings. Half fall between $600 and $600. None of the listings we reviewed report a CDD.

HOA, median
$600/yr
About $50 a month
CDD, median
None reported
Property tax, median
$2,274/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$240
HOA + tax at the medians

What the dues cover

  • Pool50% of listings
  • Recreational Facilities25% of listings

Amenities listed: Pool, Gated, Clubhouse, Fence Restrictions.

Live inventory

For sale in Twin Lakes Estates right now

8 active listings

81 Golfview Cir
Active
House for sale
$325,000
3 bed2 bath1,274 sqft0.25 acre lot
81 Golfview Cir
Umatilla, FL, 32784
Brokered by BHHS FLORIDA REALTY
90 Golfview Cir
Active
House for sale
$264,500
2 bed2 bath1,274 sqft0.27 acre lot
90 Golfview Cir
Umatilla, FL, 32784
Brokered by BHHS FLORIDA REALTY
81 Fairway Cir
ActivePrice reduced
House for sale
$369,000
$6k
2 bed2 bath1,538 sqft0.31 acre lot
81 Fairway Cir
Umatilla, FL, 32784
Brokered by COLDWELL BANKER VANGUARD EDGE
77 Fairway Cir #101
ActivePrice reduced
Lot / Land for sale
$69,000
$10k
0 bath0.27 acre lot
77 Fairway Cir #101
Umatilla, FL, 32784
Brokered by LPT REALTY, LLC
81 Twin Lake Cir
Active
House for sale
$349,900
3 bed2 bath1,898 sqft0.56 acre lot
81 Twin Lake Cir
Umatilla, FL, 32784
Brokered by HANSON REAL ESTATE GROUP, INC.
76 Fairway Cir
ActivePrice reduced
House for sale
$333,000
$12k
3 bed2 bath1,436 sqft0.26 acre lot
76 Fairway Cir
Umatilla, FL, 32784
Brokered by COLDWELL BANKER VANGUARD EDGE
93 Fairway Cir
ActivePrice reduced
House for sale
$309,900
$15k
3 bed2 bath1,300 sqft0.24 acre lot
93 Fairway Cir
Umatilla, FL, 32784
Brokered by MORRIS REALTY AND INVESTMENTS
89 Fairway Cir
ActivePrice reduced
House for sale
$354,900
$85k
4 bed2 bath1,563 sqft0.23 acre lot
89 Fairway Cir
Umatilla, FL, 32784
Brokered by EXP REALTY LLC
See all 8 Twin Lakes Estates homes

Twin Lakes Estates cost questions

How much are HOA fees in Twin Lakes Estates?

Homes in Twin Lakes Estates (Umatilla) pay a median $600 a year in HOA dues, about $50 a month, based on 8 listings. Half fall between $600 and $600.

Does Twin Lakes Estates have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Twin Lakes Estates, before the mortgage?

HOA and property tax come to about $240 a month at the medians (property tax median $2,274 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Twin Lakes Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “TWIN LAKES ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Twin Lakes Estates?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now