What it really costs to own in Florida.
Valencia Gardens HOA fees
Land O Lakes, Pasco County · 34639
Homes in Valencia Gardens (Land O Lakes) pay a median $753 a year in HOA dues, about $63 a month, based on 8 listings. Half fall between $753 and $753. None of the listings we reviewed report a CDD.
What the dues cover
Amenities listed: Gated, Playground.
Live inventory
For sale in Valencia Gardens right now
3 active listings
Valencia Gardens cost questions
How much are HOA fees in Valencia Gardens?
Homes in Valencia Gardens (Land O Lakes) pay a median $753 a year in HOA dues, about $63 a month, based on 8 listings. Half fall between $753 and $753.
Does Valencia Gardens have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Valencia Gardens, before the mortgage?
HOA and property tax come to about $524 a month at the medians (property tax median $5,537 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Valencia Gardens from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “VALENCIA GARDENS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Plantation PalmsLand O Lakes · HOA $1,000/yr
- Lake Padgett EstatesLand O Lakes · HOA $720/yr
- Enclave / Terra BellaLand O Lakes · CDD $1,956/yr
- Lake Padgett Estates EastLand O Lakes · HOA $720/yr
- Sable RidgeLand O Lakes · HOA $682/yr
- Chelsea Meadows CondoLand O Lakes · HOA $4,224/yr
- Willow BendLutz · HOA $708/yr
- Willow Square TownhomesLutz · HOA $3,881/yr
- Carpenters RunLutz · HOA $600/yr
- Paradise LakesLutz · HOA $4,776/yr
- Devonwood ResidentialLand O Lakes · HOA $4,102/yr
- StagecoachLand O Lakes · HOA $1,390/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.