Costs of owning

What it really costs to own in Florida.

Watermill HOA fees

Orlando, Orange County · 32817

Homes in Watermill (Orlando) pay a median $70 a year in HOA dues, about $6 a month, based on 5 listings. Half fall between $70 and $100. None of the listings we reviewed report a CDD.

HOA, median
$70/yr
About $6 a month
CDD, median
None reported
Property tax, median
$3,790/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$322
HOA + tax at the medians

What the dues cover

Amenities listed: Park, Playground, Tennis Court(s).

Live inventory

For sale in Watermill right now

3 active listings

4737 Dunbarton Dr
Active
House for sale
$420,000
3 bed2 bath1,548 sqft0.24 acre lot
4737 Dunbarton Dr
Orlando, FL, 32817
Brokered by THE REALTY MEDICS
4512 Bridgewater Dr
ActivePrice reduced
House for sale
$799,000
$31k
4 bed2 bath2,091 sqft1.30 acre lot
4512 Bridgewater Dr
Orlando, FL, 32817
Brokered by KELLY PRICE & COMPANY LLC
9216 Amity CT
ActivePrice reduced
House for sale
$454,900
$4k
4 bed2 bath1,857 sqft0.42 acre lot
9216 Amity CT
Orlando, FL, 32817
Brokered by CITARELLI REALTY GROUP LLC
See all 3 Watermill homes

Watermill cost questions

How much are HOA fees in Watermill?

Homes in Watermill (Orlando) pay a median $70 a year in HOA dues, about $6 a month, based on 5 listings. Half fall between $70 and $100.

Does Watermill have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Watermill, before the mortgage?

HOA and property tax come to about $322 a month at the medians (property tax median $3,790 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Watermill from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “WATERMILL”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Watermill?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now