1606 22nd Ave W, photo 1
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Overview

3 bd2 ba1,576 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built2005
Lot15,098 sqft
Living area1,576 sqft
Price / sqft$272
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersLightingSidewalkSliding Doors

1606 22nd Ave W is a 2005-built home in Palm Lake Estates, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,576 square feet of living space. Listed at $429,000 (about $272/sqft), 265 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $500 annually.

From the listing

Virtually Staged. 4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.

The essentials

Built
2005
Price / sqft
$272
On market
265 days
Annual tax
$5,784
HOA
$500/yr
Flood zone
AE
Lot
15,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
Driveway
0.35 acres
Lot size
1,576 sqft
Living area

Payment

Est. monthly payment
$2,976/mo
Down payment (20%)
$85,800
Property taxes
$482/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
15,098 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
265
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Lighting
Sidewalk
Sliding Doors
Storage
Dishwasher
Microwave
Range
Refrigerator
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$5,784
Parcel #
2810401809

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Lake Estates
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
15,098 sqft
LevelPaved
HOA
$500/yr
Bob Parham / Palm Lake Estates

Price history

Date
Event
Price
4/15/2026
Price change
Source: Stellar MLS #A4679517
$429,000-1.4%
$272/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #A4679517
$435,000
$276/sqft

Neighborhood

1606 22nd Ave W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $429,000
$425,000 – $429,000
98.8% – 100% of listTops out right at the list price
80% of listList price
227 of the last 453 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 265 after a $6,000 cut.

Sample: 453 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,976/mo
Principal & interest$2,237
Property taxes$482
Insurance$215
HOA$42
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,000

$272 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,576 sq ft

Time on market

265 days

Year built

2005

Monthly payment

About $2,976/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,784 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Bob Parham / Palm Lake Estates.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byEMERALD REALTY TRUE PARTNERSListing agent: Stephen Smith, Jr.Listing data from Stellar MLS, MLS# A4679517.

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