26549 Valparaiso Dr, photo 1
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Overview

3 bd3 ba2,193 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built1992
Lot9,600 sqft
Living area2,193 sqft
Price / sqft$207
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWindow Treatments

26549 Valparaiso Dr is a 1992-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,193 square feet of living space. Listed at $455,000 (about $207/sqft), 228 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

This beautifully updated 3-bedroom, 2.5 bathroom pool home is located in the highly sought-after, deed-restricted community of Deep Creek in Punta Gorda. Combining modern luxury with practical Florida living, this residence offers a move-in-ready experience with high-end finishes and a private outdoor oasis. Enjoy the convenience of city water and sewer; flood zone X so no flood insurance required; and you can have peace of mind in a concrete block home with newer roof (2024) and newer AC (2023)! The home features an airy, open floor plan enhanced by cathedral ceilings and neutral tones. Lovely tile runs throughout the entire house, providing a seamless and durable surface. The chef-inspired kitchen is equipped with upgraded granite countertops and stainless steel appliances. The primary suite is a getaway! Featuring high ceilings, his and hers walk in closets, a lovely updated bathroom, and a slider to the lanai. The bathrooms have been tastefully updated. The guest rooms are large with great closets. The home is filled with lots of natural light providing the ultimate Florida home. Additional upgrades in the home include a new front door, new electric panel with shut off, microwave, refrigerator, and a reverse osmosis system! Step outside to a private tropical retreat. The fully screened-in lanai houses a sparkling, heated pool finished with PebbleTec and a pool bath!! The property is surrounded by professional Florida landscaping, offering excellent curb appeal. The neighborhood is quiet and serene and conveniently located minutes from I-75, historic downtown Punta Gorda, world-class dining, shopping, and stunning Gulf beaches. Schedule your showing today!

The essentials

Built
1992
Price / sqft
$207
On market
228 days
Annual tax
$4,374
HOA
$210/yr
Flood zone
X · Low risk
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Private pool
Heated
2 car garage
9,600 sqft lot
Lot size
2,193 sqft
Living area

Payment

Est. monthly payment
$2,983/mo
Down payment (20%)
$91,000
Property taxes
$365/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
9,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure
Days on Market
228
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,374
Parcel #
402304231005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,600 sqft
GreenbeltLandscaped
HOA
$210/yr
Section 20 Property Owners Association

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #A4683779
$455,000-2.2%
$207/sqft
2/26/2026
Listed for sale
Source: Stellar MLS #A4683779
$465,000
$212/sqft

Neighborhood

26549 Valparaiso Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$442,500 – $455,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 228 after a $10,000 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,983/mo
Principal & interest$2,373
Property taxes$365
Insurance$228
HOA$18
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$207 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,193 sq ft

Time on market

228 days

Year built

1992

Monthly payment

About $2,983/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,374 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Section 20 Property Owners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byDALTON WADE INCListing agent: Liza DeaettListing data from Stellar MLS, MLS# A4683779.

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