319 19th St NW, photo 1
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Overview

4 bd3 ba2,472 sqft3 car garageSingle Family
TypeSingle Family
HOA$294/qtr
Built2008
Lot8,101 sqft
Living area2,472 sqft
Price / sqft$161
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomTray Ceiling(s)Walk-in Closet(s)Window TreatmentsHurricane Shutters

319 19th St NW is a 2008-built home in Mira Lago West Ph 2b, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,472 square feet of living space. Listed at $399,000 (about $161/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.

From the listing

Virtually Staged. Enjoy the best sunsets from this spectacular Western-facing lakefront home. Nearly 2,500 sqft of one level living with a great layout: 4 bedrooms, 3 full baths plus an office with a 3-car garage. All the big ticket items have been taken care of such as the 2025 roof and 2024 AC unit, and new laminate flooring in all the bedrooms, no carpet! The home is also equipped with a water softer. But the real surprise is outside on the expansive screened lanai which offers an incredible amount of usable outdoor living space with room to create several distinct areas. Imagine morning yoga, raised garden beds, an outdoor dining area, lounge chairs, or even your own hot tub retreat. It's the kind of space that lets you enjoy the Florida lifestyle in an entirely different way. Mira Lago's gated entrance, community pool, playground and basketball court coupled with low fees make it a stand out choice for buyers looking for amenities at a great value. You could be home for the holidays or escape to the warm weather just before Winter. Call to schedule a private tour!

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The essentials

Built
2008
Price / sqft
$161
On market
48 days
Annual tax
$2,191
HOA
$294/qtr
Flood zone
X · Low risk
Lot
8,101 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Water views
Water
3 car garage
8,101 sqft lot
Lot size
2,472 sqft
Living area

Payment

Est. monthly payment
$2,561/mo
Down payment (20%)
$79,800
Property taxes
$183/mo
HOA
$294/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
8,101 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
48
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Playground
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$2,191
Parcel #
U-01-32-18-83J-000000-00340.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mira Lago West Ph 2b
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
8,101 sqft
HOA
$294/qtr
Excelsior Community Management LLC | Jen Robertson

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #A4704140
$399,000+8.3%
$161/sqft
6/30/2026
Sold
Source: Hillsborough County Public Record
$368,500
$149/sqft

Neighborhood

319 19th St NW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 48.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,561/mo
Principal & interest$2,081
Property taxes$183
Insurance$200
HOA$98
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$161 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,472 sq ft

Time on market

48 days

Year built

2008

Monthly payment

About $2,561/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,191 annual tax bill, insurance, and the $294/qtr HOA fee.

HOA fee

$294/qtr

Managed by Excelsior Community Management LLC | Jen Robertson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Catie SeipListing data from Stellar MLS, MLS# A4704140.

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