1604 21st Ave W, photo 1
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Overview

3 bd2 ba1,576 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2005
Lot15,080 sqft
Living area1,576 sqft
Price / sqft$301
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)LightingDishwasherDisposalElectric Water Heater

1604 21st Ave W is a 2005-built home in Palm Lake Estates, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,576 square feet of living space. Listed at $474,999 (about $301/sqft), 47 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 semi-annually.

From the listing

All the big-ticket items are done for you in this gorgeous, completely updated, well-cared-for home. Roof 2025, HVAC 2025, Pool salt system and filter 2025, refrigerator 2026, and newer pool heater. The interior has been completely remodeled with high-end finishes, from the coastal tile floor to the kitchen cabinetry and expansive grey vein quartz countertops, to the bathrooms with new cabinetry and comfort-height toilets. Open and airy, the great room overlooks the beautiful, serene pool lanai area, with old Florida tropical landscaping for maximum privacy. The fenced-in xeriscape expansive side area is perfect for huge gatherings, and the tea garden is set for a romantic dinner date for 2. This is minutes from water and not in a flood zone. The lush lawn is thanks to a reclaimed water irrigation system to save $100's on your water bill. The HOA fees are minimal at $42 a month just to keep the quiet and peaceful neighborhood looking great. This area of Palmetto is low traffic, but close enough to all the fun. Golf cart ride to Snead Island to catch a sunset, Emerson Point, and waterfront dining.

The essentials

Built
2005
Price / sqft
$301
On market
47 days
Annual tax
$2,298
HOA
$250/yr
Flood zone
X500* · Low risk
Lot
15,080 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
In Ground
2 car garage
Driveway
0.35 acres
Lot size
1,576 sqft
Living area

Payment

Est. monthly payment
$2,927/mo
Down payment (20%)
$95,000
Property taxes
$191/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
15,080 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
In Ground, Screen Enclosure
Days on Market
47
Solid Surface Counters
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500*
Annual Tax (2025)
$2,298
Parcel #
2810401159

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Lake Estates
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
15,080 sqft
HOA
$250/yr
n/a

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #A4704151
$474,999
$301/sqft

Neighborhood

1604 21st Ave W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $474,999
$470,000 – $474,999
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 47.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,927/mo
Principal & interest$2,477
Property taxes$191
Insurance$237
HOA$21
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,999

$301 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,576 sq ft

Time on market

47 days

Year built

2005

Monthly payment

About $2,927/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,298 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by n/a.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLATFEE.COMListing agent: Cliff GlansenListing data from Stellar MLS, MLS# A4704151.

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