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About this home
1604 21st Ave W is a 2005-built home in Palm Lake Estates, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,576 square feet of living space. Listed at $474,999 (about $301/sqft), 47 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 semi-annually.
All the big-ticket items are done for you in this gorgeous, completely updated, well-cared-for home. Roof 2025, HVAC 2025, Pool salt system and filter 2025, refrigerator 2026, and newer pool heater. The interior has been completely remodeled with high-end finishes, from the coastal tile floor to the kitchen cabinetry and expansive grey vein quartz countertops, to the bathrooms with new cabinetry and comfort-height toilets. Open and airy, the great room overlooks the beautiful, serene pool lanai area, with old Florida tropical landscaping for maximum privacy. The fenced-in xeriscape expansive side area is perfect for huge gatherings, and the tea garden is set for a romantic dinner date for 2. This is minutes from water and not in a flood zone. The lush lawn is thanks to a reclaimed water irrigation system to save $100's on your water bill. The HOA fees are minimal at $42 a month just to keep the quiet and peaceful neighborhood looking great. This area of Palmetto is low traffic, but close enough to all the fun. Golf cart ride to Snead Island to catch a sunset, Emerson Point, and waterfront dining.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$474,999
$301 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,576 sq ft
Time on market
47 days
Year built
2005
Monthly payment
About $2,927/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,298 annual tax bill, insurance, and the $250/yr HOA fee.
HOA fee
$250/yr
Managed by n/a.
Flood zone
Zone X500*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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