2395 Harbor Blvd #314, photo 1
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Overview

2 bd2 ba1,044 sqftCondominium
TypeCondominium
HOANone listed
Built1981
Lot59,370 sqft
Living area1,044 sqft
Price / sqft$148

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Window TreatmentsBalconySliding DoorsStorage

2395 Harbor Blvd #314 is a 1981-built home in Vel Gardens, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,044 square feet of living space. Listed at $154,900 (about $148/sqft), 234 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully renovated 2-bedroom, 2-bath corner condo in a desirable 55+ community. This bright and inviting third-floor unit features a brand-new kitchen with upgraded quartz countertops, stainless steel appliances, fresh interior paint, and stylish new fans and light fixtures. The spacious primary bedroom opens directly to a private lanai, offering a peaceful retreat with abundant storage, including an additional lanai closet. Community amenities include a screened, heated pool, clubhouse with kitchen, and shuffleboard court, along with an assigned covered parking space. Monthly fees cover water, sewer, trash, internet, and basic cable, making for worry-free living. This pet-free community does not allow rentals within the first five years, ensuring a quiet and stable environment. Conveniently located near shopping, dining, medical centers, and waterfront parks, this condo is the perfect blend of comfort, convenience, and active community living—schedule your private showing today!

The essentials

Built
1981
Price / sqft
$148
On market
370 days
Annual tax
$2,321
Flood zone
X · Low risk
Lot
59,370 sqft
Type
Condominium

At a glance

Condo
3 stories · 1981
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
1,044 sqft
Living area

Payment

Est. monthly payment
$1,079/mo
Down payment (20%)
$30,980
Property taxes
$193/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
59,370 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
370
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Window Treatments
Balcony
Sliding Doors
Storage
Pool
Dishwasher
Disposal
Refrigerator
Elementary
Neil Armstrong Elementary
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2024)
$2,321
Parcel #
402215801027

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vel Gardens
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
59,370 sqft
Paved

Price history

Date
Event
Price
2/19/2026
Price change
Source: Stellar MLS #C7515686
$154,900-6.1%
$148/sqft
-
Price change
Source: Stellar MLS #C7515686
$164,900-2.4%
$158/sqft
10/4/2025
Listed for sale
Source: Stellar MLS #C7515686
$168,900
$162/sqft

Neighborhood

2395 Harbor Blvd #314
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $154,900
$145,000 – $154,900
93.6% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 condo closings in 33952 landed at this number or higher (53%). The median one sat 72 days before it went under contract, and this one is on day 370 after a $14,000 cut.

Sample: 34 closed condo sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,079/mo
Principal & interest$808
Property taxes$193
Insurance$77
Down payment20% · $30,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$154,900

$148 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,044 sq ft

Time on market

370 days

Year built

1981

Monthly payment

About $1,079/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,321 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Chun-Yi BittnerListing data from Stellar MLS, MLS# C7515686.

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