10309 Windsong Rd, photo 1
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Overview

3 bd2 ba2,229 sqft2 car garageSingle Family
TypeSingle Family
HOA$157/mo
Built1997
Lot4,999 sqft
Living area2,229 sqft
Price / sqft$195
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanSolid Wood CabinetsStone CountersWalk-in Closet(s)Hurricane Shutters

10309 Windsong Rd is a 1997-built home in Seminole Lakes Ph 01, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,229 square feet of living space. Listed at $435,000 (about $195/sqft), 148 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $157 monthly.

From the listing

SEMINOLE LAKES GOLF COURSE HOME W/EXTENSIVE UPDATES & ENCLOSED FLORIDA ROOM - Overlooking the 13th fairway in the gated, golf cart-friendly community of Seminole Lakes, this move-in ready 3 bed/2 bath home offers 2,229 square feet of air-conditioned living space, including an enclosed Florida room that adds valuable year-round living area. Beautifully maintained, the home combines elegant finishes, numerous updates and a vibrant golf lifestyle. Step through the screened entry and etched glass front door into a light-filled, open-concept floor plan designed for entertaining. Tile flooring runs throughout the main living areas of the home, while crown molding, soaring ceilings, and disappearing sliding glass doors create an airy and inviting atmosphere. With sliding glass doors open, the Florida room extends the living space providing a comfortable spot to sit back and enjoy watching golfers pass by throughout the day. The formal dining room is large enough to host friends and family. The electric fireplace adds warmth and ambiance to the dining area. The renovated kitchen is the heart of the home and is sure to inspire even the most reluctant chef. Features include solid wood cabinetry, quartz countertops with matching backsplash, under-cabinet lighting, stainless steel appliances, wine cooler, breakfast bar, corner pantry, and adjacent breakfast area. The laundry room is nestled just off the kitchen and offers additional cabinetry, quartz counters, and a utility sink. The spacious master suite opens directly to the Florida room and features two walk-in closets and a beautifully updated bath with dual glass vessel sinks, custom tile work, and a threshold-free walk-in shower. The split-bedroom layout provides privacy for owners and guests alike. One guest room enjoys wonderful morning light, while the 3rd bedroom currently functions as a den - it can be easily converted back to a third bedroom if desired. A long list of improvements provides peace of mind, including new tile roof and underlayment (2022), all cabinetry and appliances (2022), HVAC system (2023), water heater (2021), re-piped hot and cold water lines, roll-down and accordion shutters, fresh interior paint, additional attic insulation added, and much more. The attached two-car garage is loaded with extras, including a retractable garage screen, garage refrigerator, and dual fuel standby generator. Seminole Lakes offers an active, resort-style lifestyle with an 18-hole executive golf course, pickleball, tennis, bocce, community pool, fitness center, library, and a full calendar of social events. Conveniently located near historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, shopping, and restaurants. Enjoy golf course views, exceptional updates, and a low-maintenance lifestyle in one of Punta Gorda’s most sought-after gated communities. Make your appointment today and start living your Florida dream. Furniture is negotiable.

The essentials

Built
1997
Price / sqft
$195
On market
148 days
Annual tax
$3,313
HOA
$157/mo
Flood zone
X500 · Low risk
Lot
4,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Community pool
Fitness center too
2 car garage
4,999 sqft lot
Lot size
2,229 sqft
Living area

Payment

Est. monthly payment
$2,920/mo
Down payment (20%)
$87,000
Property taxes
$276/mo
HOA
$157/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
4,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
148
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Lighting
Sliding Doors
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$3,313
Parcel #
412328178005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Lakes Ph 01
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
4,999 sqft
City LimitsOn Golf CoursePaved
HOA
$157/mo
Star Hospitality - Sherry Danko

Price history

Date
Event
Price
5/15/2026
Listed for sale
Source: Stellar MLS #C7526237
$435,000
$195/sqft

Neighborhood

10309 Windsong Rd
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$422,500 – $435,000
97.2% – 100% of listTops out right at the list price
80% of listList price
121 of the last 240 home closings in 33955 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 148.

Sample: 240 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,919/mo
Principal & interest$2,269
Property taxes$276
Insurance$218
HOA$157
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$195 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,229 sq ft

Time on market

148 days

Year built

1997

Monthly payment

About $2,920/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,313 annual tax bill, insurance, and the $157/mo HOA fee.

HOA fee

$157/mo

Managed by Star Hospitality - Sherry Danko.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Luke AndreaeListing data from Stellar MLS, MLS# C7526237.

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