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Overview

4 bd2 ba1,563 sqftSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot9,374 sqft
Living area1,563 sqft
Price / sqft$242

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

L DiningSolid Wood CabinetsStone CountersRain GuttersDryerElectric Water HeaterMicrowaveRange

581 Lindley Ter is a 1959-built home in Port Charlotte Sec 025, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,563 square feet of living space. Listed at $379,000 (about $242/sqft), 93 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Beautifully renovated and move-in ready, this 4-bedroom, 2-bath waterfront home offers modern updates, spacious living areas, convenient boating access, and the relaxed Florida lifestyle. Featuring a roof replaced in 2022, the home has been thoughtfully updated throughout while maintaining a functional layout. The spacious living room provides a comfortable setting for living and entertaining, while the additional family room offers a dedicated gathering area. Large windows and sliding glass doors allow natural light to fill in, while providing beautiful views toward the waterfront and backyard. The open layout creates a flow between the main living spaces and outdoor areas. The updated kitchen features quartz countertops, stainless-steel appliances, contemporary cabinetry, and a sleek backsplash. A cutout between the kitchen and living area creates an open, connected feel while providing the perfect space for barstools. All four bedrooms provide comfortable and versatile spaces that can accommodate family, guests, or a home office. The two renovated bathrooms continue the home's modern feel and feature spacious walk-in showers. Additional features include a convenient laundry room and a mud room and a deep two-car carport that offers covered parking. Step outside and enjoy the waterfront setting! Sliding glass doors open onto a spacious paver patio with the backyard open toward the canal and features fencing along the sides, providing privacy. The covered two-car carport adds even more outdoor living potential, offering a comfortable covered area to sit, relax, and entertain while staying protected from the Florida sun and weather. For the boating enthusiast, the waterfront location offers an exciting opportunity to enjoy Southwest Florida from the water. The concrete seawall features a new cap, providing a durable waterfront edge for fishing, relaxing by the canal, or planning for a future dock. The property offers approximately 1.28 miles to open water with just one bridge along the route, with an estimated 10-foot clearance, providing convenient access for boaters looking to explore the surrounding waterways. From there, enjoy access to more than 120 square miles of navigable waterways in Charlotte Harbor, along with the Peace and Myakka Rivers, creating endless opportunities for boating, fishing, sightseeing, and exploring the waterways of Southwest Florida. Whether you're heading out for a day on the water, enjoying a peaceful afternoon fishing, or simply relaxing beside the canal, the waterfront setting provides an ideal backdrop for enjoying the Florida lifestyle. Additional peace of mind comes from the 2022 roof replacement, while the extensive interior renovations and updated finishes allow the next owner to move in and immediately enjoy the home's refreshed appearance and modern style. With spacious living areas, four bedrooms, two renovated bathrooms, a functional kitchen, generous covered parking and outdoor space, and convenient access to the waterways, this property offers a wonderful opportunity to enjoy waterfront living in Southwest Florida. Whether you're looking for a full-time residence, a seasonal getaway, or a home where you can spend your days enjoying everything the surrounding waterways have to offer, this beautifully updated waterfront property combines comfort, functionality, modern updates, outdoor living, and boating access to create a home that's ready to welcome you home.

The essentials

Built
1959
Price / sqft
$242
On market
99 days
Annual tax
$4,717
Flood zone
AE
Lot
9,374 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
Waterfront
Canal - Saltwater
9,374 sqft lot
Lot size
1,563 sqft
Living area

Payment

Est. monthly payment
$2,560/mo
Down payment (20%)
$75,800
Property taxes
$393/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
9,374 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway, Tandem
Waterfront
Canal - Saltwater
Days on Market
99
L Dining
Solid Wood Cabinets
Stone Counters
Rain Gutters
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,717
Parcel #
402226158004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 025
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
9,374 sqft
In CountyPaved

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #C7527884
$379,000-2.6%
$242/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #C7527884
$389,000
$249/sqft

Neighborhood

581 Lindley Ter
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$372,500 – $379,000
98.4% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 33952 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 99 after a $10,000 cut.

Sample: 312 closed home sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,559/mo
Principal & interest$1,977
Property taxes$393
Insurance$190
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$242 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,563 sq ft

Time on market

99 days

Year built

1959

Monthly payment

About $2,560/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,717 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Christie-Elyse TurbivilleListing data from Stellar MLS, MLS# C7527884.

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