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Overview

3 bd2 ba1,464 sqftSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot20,250 sqft
Living area1,464 sqft
Price / sqft$184

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboWindow TreatmentsHurricane ShuttersRain GuttersDryerElectric Water Heater

30176 Balsam Blvd is a 1981-built home in Ridge Harbor 5th Add, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,464 square feet of living space. Listed at $269,999 (about $184/sqft), 17 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Lovely, well kept home in the Ridge Harbor community. This is a spacious double lot home with a large back yard fence and a large shed. Plenty of room for all your toys on the property. Plenty of room for a large garden, a pool or whatever your needs and wants will be. 3 Bedrooms, 2 Bathrooms. The home includes an eat-in kitchen and a dining room/living room area. Convenient laundry room. No stairs! Located in a preferable X500 flood zone, sliding hurricane shutters are included as well for security and weather emergencies. The seller added an airy and bright Florida room where you can enjoy your morning coffee in the sunshine and fresh air. Recent improvements include a brand-new well system, installed 6/11/25, complete with a new pump, tank, hot water system, water softener, and valves. The Florida room windows (8/31/25) fill the space with natural light, while the AC, furnace and ductwork (7/7/23) ensure year-round comfort. Additional updates include new carpet and a new septic system (7/18/25), washer and dryer (March 2022), and range and refrigerator (2024). A Square D electrical panel was installed May of 2022. The owner has thoughtfully retained receipts for these improvements. Smart buyers will appreciate not having to pay for their own updates and improvements because this owner has already installed them. The voluntary HOA offers flexibility, with annual dues of just $25 for individuals or $35 for families. Boating enthusiasts will love the option to access the private marina and boat ramp on Shell Creek. It is only $10 annually to get a key. If you’re seeking an idyllic Florida lifestyle—combining space, privacy, modern updates, and proximity to fantastic restaurants, shopping, and beaches—this home is a must-see in person. Schedule your private showing today!

The essentials

Built
1981
Price / sqft
$184
On market
17 days
Annual tax
$2,423
Flood zone
X500 · Low risk
Lot
20,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
0.46 acres
Lot size
1,464 sqft
Living area

Payment

Est. monthly payment
$1,745/mo
Down payment (20%)
$54,000
Property taxes
$202/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
20,250 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
17
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Window Treatments
Hurricane Shutters
Rain Gutters
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$2,423
Parcel #
402419128013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge Harbor 5th Add
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
20,250 sqft
LandscapedOversized LotPaved

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #C7531245
$269,999
$184/sqft

Neighborhood

30176 Balsam Blvd
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $269,999
$262,500 – $269,999
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 17.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,745/mo
Principal & interest$1,408
Property taxes$202
Insurance$135
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,999

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,464 sq ft

Time on market

17 days

Year built

1981

Monthly payment

About $1,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,423 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHOMAS RYAN REAL ESTATE MANAGEListing agent: Cliff VictoriaListing data from Stellar MLS, MLS# C7531245.

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