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Overview

2 bd3 ba3,276 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built1976
Lot29,001 sqft
Living area3,276 sqft
Price / sqft$305
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboWalk-in Closet(s)Window TreatmentsLightingDishwasherDryerRange

545 Gaspar Dr is a 1976-built home in Cape Haze Resub, Placida. Inside you'll find 2 bedrooms, 3 bathrooms, and 3,276 square feet of living space. Listed at $1,000,000 (about $305/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $500 annually.

From the listing

TROPICAL BOATER’S DREAM! Welcome to an incredible waterfront lifestyle in this spacious residence offering over 3,200 square feet of living space on a spectacular .65-acre oversized lot! Located in a peaceful waterfront community with beautiful homes and waterways, this property offers the best of Florida living with NO BRIDGES to open water and just minutes to Gasparilla Pass and the Gulf. Step inside and discover an inviting open-concept floor plan with generous living spaces, plenty of natural light, and room to comfortably live and entertain. The home is move-in ready and offers an exciting opportunity to add your own personal style over time—whether you choose to enjoy it exactly as it is or gradually create your ultimate coastal retreat, the visions are endless. For the boating enthusiast, this property truly delivers! Enjoy beautiful canal views, a concrete seawall, 2025 dock 14x6, at the other end of property a concrete land dock 27x12, 2022 10,000 lb boat lift, and electric at the dock creating an ideal setup for enjoying Southwest Florida’s incredible waterways. From your own backyard, you can be on the water and head toward Gasparilla Pass and the Gulf in minutes—with no bridges to navigate! Just steps from the water, a large concrete waterfront patio 39x15 provides the perfect gathering spot to set up a fire pit, add a few comfortable chairs, and unwind while enjoying the peaceful surroundings. And when the day begins to wind down, the northwest-facing rear of the home puts you in prime position to enjoy spectacular Southwest Florida sunsets, with the evening sky putting on a dazzling show across the water. Grab a drink, gather around the fire pit, and watch another beautiful Florida day come to an end. Adding even more flexible living space, the home features an additional enclosed Florida room of approximately 51.0’ x 19.0’, with a full wall of windows that fills the space with natural light and creates a wonderful connection to the tropical surroundings. Major improvements are already in place, including a 2026 roof and 2026 A/C, giving you added peace of mind and allowing you to focus on the fun—making the home uniquely yours. The oversized two-car garage offers excellent space for vehicles, water toys, storage, and all the gear that comes with the Florida lifestyle. The .65-acre lot provides plenty of room to enjoy the outdoors and the privacy of your own waterfront setting. Whether you're looking for a full-time residence, seasonal getaway, or waterfront retreat, this property offers an exceptional combination of space, location, boating access, and opportunity. Located near shopping, restaurants, everyday conveniences, multiple airports, and Southwest Florida’s beautiful beaches, this is the kind of property where you can move in, start enjoying the Florida lifestyle immediately, and make it your own at your own pace. Bring your boat, bring your vision, and start living the Southwest Florida dream!

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The essentials

Built
1976
Price / sqft
$305
On market
10 days
Annual tax
$12,755
HOA
$500/yr
Flood zone
AE
Lot
29,001 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Waterfront
Canal - Saltwater
2 car garage
0.67 acres
Lot size
3,276 sqft
Living area

Payment

Est. monthly payment
$6,820/mo
Down payment (20%)
$200,000
Property taxes
$1,063/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
29,001 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Saltwater
Days on Market
10
Ceiling Fans(s)
Kitchen/Family Room Combo
Walk-in Closet(s)
Window Treatments
Lighting
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$12,755
Parcel #
422002380004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Haze Resub
County
Charlotte
MLS Area
33946 - Placida
Lot Size
29,001 sqft
HOA
$500/yr

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #D6148946
$1,000,000
$305/sqft

Neighborhood

545 Gaspar Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,000,000
$930,000 – $1.00M
93.1% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 10.

Sample: 158 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,820/mo
Principal & interest$5,215
Property taxes$1,063
Insurance$500
HOA$42
Down payment20% · $200,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,000,000

$305 per sq ft

Beds and baths

2 beds, 3 baths

Size

3,276 sq ft

Time on market

10 days

Year built

1976

Monthly payment

About $6,820/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,755 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPARADISE EXCLUSIVE REAL ESTATEListing agent: Elizabeth GerberListing data from Stellar MLS, MLS# D6148946.

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