221 N Gulf Blvd #A, photo 1
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Overview

2 bd3 ba1,486 sqftTownhouse
TypeTownhouse
HOANone listed
Built1986
Lot4,288 sqft
Living area1,486 sqft
Price / sqft$871

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersThermostatWindow Treatments

221 N Gulf Blvd #A is a 1986-built home in Palm Island Estates Un 1, Placida. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,486 square feet of living space. Listed at $1,295,000 (about $871/sqft), 234 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

SELLER FINANCING AVAILABLE-DIRECT BEACHFRONT TOWNHOME on "Palm" Island! If you’re dreaming of an island getaway with your toes in the sand instead of the snow, this beautifully renovated end-unit townhome delivers the ultimate coastal escape. Located on magical Palm Island, along the sparkling Gulf of America, you’ll enjoy front-row seats to breathtaking sunsets and miles of pristine, shell-strewn white-sand beaches. This 2-bedroom, 2.5-bath residence has been thoughtfully updated inside and out and is truly move-in ready. Features include hurricane-rated windows and sliders, a 2025 standing-seam metal roof, Hardy Board siding, newer A/C, plumbing, electrical, and appliances, plus an open, inviting floor plan filled with natural light. Step outside to an expansive and private beachfront deck—perfect for entertaining, dining, or simply soaking in the views. The primary suite also offers its own private deck, ideal for savoring nightly sunsets. Whether you’re seeking a personal island retreat or a high-performing investment property, this townhome checks all the boxes and has excellent rental potential. Palm Island is a bridgeless barrier island accessible by a short car ferry ride, preserving its laid-back Old Florida charm. Once here, enjoy golf cart rides, kayaking, boating, fishing, biking, and long, peaceful beach walks—far from the hustle and bustle of everyday life. Can combine purchase with 6 Pointe Way (MLS D6145627) and have a true Gulf to Bay Estate!

The essentials

Built
1986
Price / sqft
$871
On market
234 days
Annual tax
$7,818
Flood zone
AE
Lot
4,288 sqft
Type
Townhouse

At a glance

Townhouse
Built 1986
Waterfront
Beach Front
4,288 sqft lot
Lot size
1,486 sqft
Living area

Payment

Est. monthly payment
$8,053/mo
Down payment (20%)
$259,000
Property taxes
$652/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1986
Lot
4,288 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Beach Front
Days on Market
234
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Window Treatments
Lighting
Golf Carts OK
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$7,818
Parcel #
412031476017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Estates Un 1
County
Charlotte
MLS Area
33946 - Placida
Lot Size
4,288 sqft
CoastalConstruction Control LineFloodZoneIn County

Price history

Date
Event
Price
4/22/2026
Price change
Source: Stellar MLS #D6146245
$1,295,000-7.2%
$871/sqft
2/19/2026
Listed for sale
Source: Stellar MLS #D6146245
$1,395,000
$939/sqft

Neighborhood

221 N Gulf Blvd #A
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,295,000
$1.26M – $1.29M
96.9% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in Charlotte County landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 234 after a $100,000 cut.

Sample: 14 closed townhouse or villa sales in Charlotte County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,053/mo
Principal & interest$6,754
Property taxes$652
Insurance$648
Down payment20% · $259,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,295,000

$871 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,486 sq ft

Time on market

234 days

Year built

1986

Monthly payment

About $8,053/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,818 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPARADISE EXCLUSIVE INCListing agent: Courtney DeFilippisListing data from Stellar MLS, MLS# D6146245.

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