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About this home
221 N Gulf Blvd #A is a 1986-built home in Palm Island Estates Un 1, Placida. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,486 square feet of living space. Listed at $1,295,000 (about $871/sqft), 234 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
SELLER FINANCING AVAILABLE-DIRECT BEACHFRONT TOWNHOME on "Palm" Island! If you’re dreaming of an island getaway with your toes in the sand instead of the snow, this beautifully renovated end-unit townhome delivers the ultimate coastal escape. Located on magical Palm Island, along the sparkling Gulf of America, you’ll enjoy front-row seats to breathtaking sunsets and miles of pristine, shell-strewn white-sand beaches. This 2-bedroom, 2.5-bath residence has been thoughtfully updated inside and out and is truly move-in ready. Features include hurricane-rated windows and sliders, a 2025 standing-seam metal roof, Hardy Board siding, newer A/C, plumbing, electrical, and appliances, plus an open, inviting floor plan filled with natural light. Step outside to an expansive and private beachfront deck—perfect for entertaining, dining, or simply soaking in the views. The primary suite also offers its own private deck, ideal for savoring nightly sunsets. Whether you’re seeking a personal island retreat or a high-performing investment property, this townhome checks all the boxes and has excellent rental potential. Palm Island is a bridgeless barrier island accessible by a short car ferry ride, preserving its laid-back Old Florida charm. Once here, enjoy golf cart rides, kayaking, boating, fishing, biking, and long, peaceful beach walks—far from the hustle and bustle of everyday life. Can combine purchase with 6 Pointe Way (MLS D6145627) and have a true Gulf to Bay Estate!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 14 closed townhouse or villa sales in Charlotte County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,295,000
$871 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,486 sq ft
Time on market
234 days
Year built
1986
Monthly payment
About $8,053/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,818 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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