Overview
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About this home
491 Sweetgum Ln is a home in Conservatory/Hammock Beach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.
Build your dream home on this premium homesite located at 491 Sweetgum Lane in the exclusive Conservatory at Hammock Beach. Nestled within a beautifully maintained, 24-hour guard-gated community, this property offers exceptional privacy, security, and luxury living. The Conservatory is renowned for its Tom Watson–designed championship golf course, one of the most stunning and well-manicured courses in Florida. With only 340 homesites in the entire community, residents enjoy a rare sense of space, serenity, and exclusivity. Choose from seven approved luxury builders and build at your own pace—no time restrictions. Whether you're looking to start construction soon or hold the lot for future plans, the flexibility is yours. Residents may also opt to join the nearby Hammock Beach Club, offering incredible resort-style amenities including pools, dining, golf, fitness, social events, and oceanfront experiences—membership is available but not required. If you’re seeking a refined coastal lifestyle in a premier golf community, this homesite provides the perfect foundation for your next chapter.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$134,900
Time on market
101 days
Monthly payment
About $1,018/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $702 annual tax bill, insurance, and the $565/qtr HOA fee.
HOA fee
$565/qtr
Managed by May Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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