22 Hammock Beach Cir S, photo 1
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Overview

0 baLand
TypeLand
HOA$726.18/qtr
Lot8,407 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - Guard

22 Hammock Beach Cir S is a home in Ocean Hammock, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $726.18 quarterly.

From the listing

22 Hammock Beach Circle South in the community of Ocean Walk in the village of Hammock, on historic A1A in Palm Coast, Florida. The property is surrounded by the Jack Nicklaus designed ‘Ocean Course’ at Hammock Beach Resort. The Ocean Course has 6 golf holes that overlook the Atlantic Ocean, holes 15, 16, 17, 18, 9 and the one you would have an unobstructed view from the 2nd or 3rd floors right out to the Ocean, the par 3, 8th hole. You could be sitting in your living room or maybe your bedroom looking out across the 8th green watching the sun rise in the morning with a cup of coffee or (your favorite beverage) in your hand and never having to leave the comfort of your own home. You will also have the opportunity to watch the beautiful sunsets from the front of your home or lounging in the community pool just up the street. The property is positioned to be well protected from the rough weather that Florida has now and again and still affords you a great view out to the Ocean. You could have an opportunity to build the house of your Dreams just a short walk to the Beach. There is a community pool 500 ft from 22 Hammock Beach Circle, and your home would be 1,000-foot walk to the beach. Ocean Walk is one of a number of lovely small neighborhoods that make up Hammock Beach. As a property owner in Ocean Walk you will have the opportunity to become a full golf or beach member at Hammock Beach Resort. A full golf membership at Hammock Beach Resort affords you the opportunity to play the Jack Nicklaus designed Ocean Course or the Tom Watson designed Conservatory Course as often as you please, as well as enjoying all the other great amenities at Hammock Beach Resort. Check out Hammock Beach Resort to see all they have for you to enjoy. There is also the Hammock Beach Marina that is affiliated with Hammock Beach Resort. The Marina is 1.6 miles from your home site and 2.5 miles from the Resort. The Marina is on the Intracoastal Waterway (ICW) and can accommodate boats from 30 feet to over 100 feet in length. For Ocean access the Marina is located 40 miles north of Ponce Inlet and 24 miles south of St Augustine Inlet. Come and enjoy all that the Hammock has for You!!

The essentials

On market
47 days
Annual tax
$2,523
HOA
$726.18/qtr
Flood zone
X · Low risk
Lot
8,407 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$3,836/mo
Down payment (20%)
$118,400
Property taxes
$210/mo
HOA
$726.18/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,407 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
47
Gated Community - Guard
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,523
Parcel #
04-11-31-3505-00000-0800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
8,407 sqft
HOA
$726.18/qtr
Vesta Property Services Inc

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #FC321034
$592,000

Neighborhood

22 Hammock Beach Cir S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$3,836/mo
Principal & interest$3,088
Property taxes$210
Insurance$296
HOA$242
Down payment20% · $118,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$592,000

Time on market

47 days

Monthly payment

About $3,836/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,523 annual tax bill, insurance, and the $726.18/qtr HOA fee.

HOA fee

$726.18/qtr

Managed by Vesta Property Services Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byENGEL & VÖLKERS ST AUGUSTINEListing agent: Harry Price, IIIListing data from Stellar MLS, MLS# FC321034.

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