54 Hammock Beach Cir S, photo 1
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Overview

0 baLand
TypeLand
HOA$117/qtr
Lot7,013 sqft

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About this home

Gated Community - GuardGolf Carts OKGolfSpecial Community Restrictions

54 Hammock Beach Cir S is a home in Ocean Hammock, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $117 quarterly.

From the listing

With very few homesites remaining in Ocean Hammock, this is a rare opportunity to create a custom coastal retreat within the prestigious Hammock Beach community. Featuring ocean and golf course views, the property is surrounded by luxury estates and offers privacy in one of Palm Coast’s most desirable coastal enclaves. Optional membership to Hammock Beach Golf Resort & Spa provides access to private beach amenities, two championship golf courses, nine pools including a lazy river and waterslides, eight Har-Tru tennis courts, pickleball, multiple dining venues, a world-class spa, miniature golf, volleyball, and a state-of-the-art fitness facility. Secure your place in this exceptional resort-style community and experience the very best of Hammock Life!

The essentials

On market
37 days
Annual tax
$7,572
HOA
$117/qtr
Flood zone
X · Low risk
Lot
7,013 sqft
Type
Land

At a glance

Land
Waterfront
Beach Front
7,013 sqft lot
Lot size

Payment

Est. monthly payment
$6,385/mo
Down payment (20%)
$199,980
Property taxes
$631/mo
HOA
$117/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,013 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Beach Front
Days on Market
37
Gated Community - Guard
Golf Carts OK
Golf
Special Community Restrictions
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$7,572
Parcel #
04-11-31-3505-00000-0640

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,013 sqft
HOA
$117/qtr
Vesta Properties

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #FC321150
$999,900

Neighborhood

54 Hammock Beach Cir S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$6,385/mo
Principal & interest$5,215
Property taxes$631
Insurance$500
HOA$39
Down payment20% · $199,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$999,900

Time on market

37 days

Monthly payment

About $6,385/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,572 annual tax bill, insurance, and the $117/qtr HOA fee.

HOA fee

$117/qtr

Managed by Vesta Properties.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Krista LibbyListing data from Stellar MLS, MLS# FC321150.

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