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Overview

3 bd5 ba4,150 sqft2 car garageSingle Family
TypeSingle Family
HOA$920/qtr
Built2023
Lot4,800 sqft
Living area4,150 sqft
Price / sqft$446
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Open FloorplanSmart HomeSplit BedroomStone Counters

304 Yacht Harbor Dr is a 2023-built home in Harbor Village Marina, Palm Coast. Inside you'll find 3 bedrooms, 5 bathrooms, and 4,150 square feet of living space. Listed at $1,850,000 (about $446/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $920 quarterly.

From the listing

Personality, craftsmanship and the Intracoastal come together at 304 Yacht Harbor Drive. Custom built in 2023 by Dell Construction, this three-level custom residence offers 4,150 square feet of living space directly on the Intracoastal Waterway in Yacht Harbor Village and this home lives large. Designed around the water and the relaxed elegance of coastal living, each level offers its own experience, with expansive balconies and remarkable Intracoastal views on every floor. The result is a home that gives you room to gather when you want to, and room to retreat when you don't. The dedicated second-floor gathering space was made for the way people really live...movie nights, game nights, cocktails with friends or simply settling in to watch the boats go by. Entertain downstairs, gather upstairs, escape to your own space or take everyone outside by the pool. The best part? You get to choose. Throughout the home, smooth-finish walls, custom solid-wood interior doors, distinctive lighting and tile selections, custom remote-controlled window shades and beautifully finished closets reflect an exceptional level of detail. Premium appliances, an additional second-floor ice maker, central vacuum, water-leak detection, security cameras, integrated Sonos and surround sound add comfort and technology without sacrificing character. Each floor features its own electric fireplace, while the outdoor living spaces include a gas fireplace and gas connection on the second-level deck. Outside, the heated saltwater pool and spa are remotely operated and complemented by two waterfalls, premium pool equipment, an outdoor shower and approximately $75,000 in custom storm-screen protection. Even the garage received the custom treatment, with cabinetry and storage, a lifetime-warrantied floor system and a dedicated custom wash station, perfect for pets, sandy feet and everything that comes with life on the water. Four-zone HVAC and ceiling fans throughout complete a residence that feels exceptionally finished from top to bottom. And waterfront living here extends beyond your own backyard. Yacht Harbor Village is a true marina community, giving boaters the convenience of keeping their boat within the neighborhood marina and protected from the everyday wake of the Intracoastal. Marina slips may be available; buyers should contact the marina directly for current availability, pricing and requirements. The HOA adds another layer of ease with lawn and seawall maintenance included, leaving more time for the lifestyle that brought you here. For those who want to add the resort experience, club membership is optional and available separately through the nearby Hammock Dunes / Hammock Beach Club, subject to current membership offerings, availability and fees. Morning coffee overlooking the Intracoastal. An afternoon on the boat. Game night upstairs. Friends around the pool. Or a quiet sunset from your balcony. There isn't one way to live here. That's the point. 304 Yacht Harbor Drive was designed to be enjoyed.

The essentials

Built
2023
Price / sqft
$446
On market
31 days
Annual tax
$17,954
HOA
$920/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
4,800 sqft lot
Lot size

Payment

Est. monthly payment
$12,376/mo
Down payment (20%)
$370,000
Property taxes
$1,496/mo
HOA
$920/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,800 sqft
Cooling
Central Air
Heating
Electric, Heat Pump, Zoned
Parking
-
Pool
Heated, In Ground, Salt Water
Waterfront
Canal - Saltwater
Days on Market
31
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Open Floorplan
Smart Home
Split Bedroom
Stone Counters
Walk-in Closet(s)
Wet Bar
Window Treatments
Hurricane Shutters
Lighting
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Washer
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$17,954
Parcel #
04-11-31-3019-00000-1370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
4,800 sqft
HOA
$920/qtr
Southern States Management/Diana Grub

Price history

Date
Event
Price
9/13/2026
Listed for sale
Source: Stellar MLS #FC321172
$1,850,000
$446/sqft

Neighborhood

304 Yacht Harbor Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,850,000
$1.82M – $1.85M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 507 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 31.

Sample: 507 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$12,377/mo
Principal & interest$9,648
Property taxes$1,496
Insurance$925
HOA$307
Down payment20% · $370,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,850,000

$446 per sq ft

Beds and baths

3 beds, 5 baths

Size

4,150 sq ft

Time on market

31 days

Year built

2023

Monthly payment

About $12,376/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,954 annual tax bill, insurance, and the $920/qtr HOA fee.

HOA fee

$920/qtr

Managed by Southern States Management/Diana Grub.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX SELECT PROFESSIONALSListing agent: Pam CapelaListing data from Stellar MLS, MLS# FC321172.

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