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Overview

3 bd2 ba1,188 sqftSingle Family
TypeSingle Family
HOANone listed
Built2016
Lot5,663 sqft
Living area1,188 sqft
Price / sqft$265

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Private Mailbox

78 Pearl St is a 2016-built home in Wood & Thompson Sub, St Augustine. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,188 square feet of living space. Listed at $315,000 (about $265/sqft), 34 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Located in the heart of St. Augustine’s desirable West King District, 78 Pearl St is a beautifully crafted, low-maintenance 3 bedroom, 2 bathroom home offering 1,188 square feet of smartly designed living space. Built in 2016 on a corner lot, this move-in-ready residence offers an inviting space designed for comfortable everyday living just minutes from the water and downtown scene. Inside, the light-filled interior boasts an easy-flowing open floor plan finished with durable vinyl wood flooring and elegant crown molding throughout the main living areas. The bright, inviting kitchen comes equipped with mocha cabinetry, a convenient corner pantry, black appliances, and clear sightlines directly into the dining and living spaces, making it ideal for daily living and easy entertaining. The private primary suite serves as a comfortable retreat complete with abundant natural light and a spacious walk-in closet, while a dedicated laundry and mudroom area offers additional built-in storage shelving for daily convenience. Outdoors, the property features a low-maintenance yard, with a fully fenced area with room for a garden or fire pit setup, and dedicated off-street parking. Whether you’re taking a morning bike ride to Flagler College, strolling to historic local landmarks, catching the sunset over the river or spending an evening enjoying the thriving West King Street with its craft breweries, art galleries, and cozy cafes, everything that makes this community special is just minutes away.*Some photos have been virtually staged.

The essentials

Built
2016
Price / sqft
$265
On market
34 days
Annual tax
$2,806
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
5,663 sqft lot
Lot size
1,188 sqft
Living area

Payment

Est. monthly payment
$2,034/mo
Down payment (20%)
$63,000
Property taxes
$234/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
34
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,806
Parcel #
107380-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wood & Thompson Sub
County
St Johns
MLS Area
32084 - Saint Augustine
Lot Size
5,663 sqft

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC321386
$315,000-7.4%
$265/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #FC321386
$340,000
$286/sqft

Neighborhood

78 Pearl St
St Augustine, FL, 32084 · 32084 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$310,000 – $315,000
98.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 home closings in 32084 landed at this number or higher (55%). The median one sat 81 days before it went under contract, and this one is on day 34 after a $25,000 cut.

Sample: 20 closed home sales in 32084 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,034/mo
Principal & interest$1,643
Property taxes$234
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$265 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,188 sq ft

Time on market

34 days

Year built

2016

Monthly payment

About $2,034/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,806 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKOKOMO REALTY LLCListing agent: Robert CozzoneListing data from Stellar MLS, MLS# FC321386.

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