1581 Oakview Cir SE, photo 1
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Overview

2 bd2 ba1,220 sqft1 car garageSingle Family
TypeSingle Family
HOA$180/mo
Built1996
Lot3,694 sqft
Living area1,220 sqft
Price / sqft$172
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)SidewalkDeed RestrictionsDishwasherDisposalExhaust FanGas Water Heater

1581 Oakview Cir SE is a 1996-built home in Oakview, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,220 square feet of living space. Listed at $210,000 (about $172/sqft), 237 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 monthly.

From the listing

IMAGINE TRADING COLD WINTERS FOR SUNSHINE, PEACEFUL MORNINGS, AND AN EASIER FLORIDA LIFESTYLE. Welcome to this well-maintained 2-bedroom, 2-bath villa in Oakview, a desirable 55+ community in Winter Haven, where comfort, tranquility, and everyday convenience come together. Start your mornings with coffee on the screened lanai, enjoy the ease of one-level living, and spend less time worrying about exterior upkeep—the HOA covers exterior maintenance and lawn care, helping make homeownership simpler and more predictable. Offering 1,220 square feet, this inviting villa features a NEW ROOF (2024), HVAC (2019), NEW KITCHEN APPLIANCES (2026), spacious walk-in closets, and an attached garage with a screen system. Winter Haven offers the relaxed pace and small-town charm many buyers are searching for, surrounded by beautiful lakes, shopping, dining, medical facilities, and convenient access to Downtown Winter Haven, the Chain of Lakes, Bok Tower Gardens, and Legoland when family comes to visit. Whether you are looking for a seasonal retreat or a comfortable full-time residence, this villa offers an attainable and low-maintenance way to enjoy the Florida lifestyle you have been dreaming about. The sellers are ready for their next chapter and welcome reasonable offers. Schedule your private showing and make this your Florida home this season!

The essentials

Built
1996
Price / sqft
$172
On market
237 days
Annual tax
$923
HOA
$180/mo
Flood zone
X · Low risk
Lot
3,694 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
1 car garage
3,694 sqft lot
Lot size
1,220 sqft
Living area

Payment

Est. monthly payment
$1,457/mo
Down payment (20%)
$42,000
Property taxes
$77/mo
HOA
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
3,694 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
237
Ceiling Fans(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$923
Parcel #
26-28-33-658216-000390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakview
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
3,694 sqft
HOA
$180/mo
Debra Earp

Price history

Date
Event
Price
7/2/2026
Price change
Source: Stellar MLS #G5108372
$210,000-2.3%
$172/sqft
-
Price change
Source: Stellar MLS #G5108372
$214,900-2.3%
$176/sqft
2/19/2026
Listed for sale
Source: Stellar MLS #G5108372
$219,900
$180/sqft

Neighborhood

1581 Oakview Cir SE
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $210,000
$210,000
99.5% – 100% of listTops out right at the list price
80% of listList price
118 of the last 200 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 237 after a $9,900 cut.

Sample: 200 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,457/mo
Principal & interest$1,095
Property taxes$77
Insurance$105
HOA$180
Down payment20% · $42,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$210,000

$172 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,220 sq ft

Time on market

237 days

Year built

1996

Monthly payment

About $1,457/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $923 annual tax bill, insurance, and the $180/mo HOA fee.

HOA fee

$180/mo

Managed by Debra Earp.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Vanessa Aybar BadilloListing data from Stellar MLS, MLS# G5108372.

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