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Overview

4 bd3 ba2,676 sqft2 car garageSingle Family
TypeSingle Family
HOA$912/yr
Built2022
Lot7,845 sqft
Living area2,676 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimarybedroom UpstairsStone CountersThermostat

605 Sarner Pass Way is a 2022-built home in Lake Lucerne Ph 5, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,676 square feet of living space. Listed at $389,900 (about $146/sqft), 228 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $912 annually.

From the listing

Move-in ready, built in 2022, and owner financing available for qualified buyers! Welcome to 605 Sarner Pass Way, a spacious 4-bedroom, 2.5-bath home with a flexible first-floor bonus room—perfect for a home office, guest space, playroom, or fitness room. The open-concept main level offers an inviting living and dining area alongside a well-appointed kitchen featuring granite countertops, stainless-steel appliances, a large center island, and abundant cabinetry. Upstairs, the spacious primary suite features a walk-in closet, dual vanities, and walk-in shower, with three additional bedrooms providing plenty of room for family or guests. Enjoy Florida living from the covered lanai overlooking a generous backyard. Lake Lucerne residents enjoy two community pools, a playground, and maintained common areas. Conveniently located approximately 6 minutes from Hwy 27, with easy access to Davenport shopping and dining, Central Florida attractions, Orlando-area airports, and routes toward Tampa. With newer major systems from its 2022 construction and flexible owner-financing options available, this home is ready for its next owner. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$146
On market
228 days
Annual tax
$4,782
HOA
$912/yr
Flood zone
X · Low risk
Lot
7,845 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Covered
7,845 sqft lot
Lot size
2,676 sqft
Living area

Payment

Est. monthly payment
$2,702/mo
Down payment (20%)
$77,980
Property taxes
$399/mo
HOA
$912/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,845 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Garage Door Opener, Off Street
Days on Market
228
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Playground
Pool
Sidewalks
Wheelchair Access
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lake Alfred Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,782
Parcel #
26-28-02-522104-000530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lucerne Ph 5
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,845 sqft
Corner LotCity LimitsLandscapedOversized LotSidewalkPaved
HOA
$912/yr
TATIANA COELHO

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #G5108932
$389,900-2.3%
$146/sqft
-
Price change
Source: Stellar MLS #G5108932
$399,000-5.0%
$149/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #G5108932
$420,000
$157/sqft

Neighborhood

605 Sarner Pass Way
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$387,500 – $389,900
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 228 after a $30,100 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,703/mo
Principal & interest$2,033
Property taxes$399
Insurance$195
HOA$76
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,676 sq ft

Time on market

228 days

Year built

2022

Monthly payment

About $2,702/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,782 annual tax bill, insurance, and the $912/yr HOA fee.

HOA fee

$912/yr

Managed by TATIANA COELHO.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHOMESMARTListing agent: Nan Seelall LLCListing data from Stellar MLS, MLS# G5108932.

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