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About this home
5 Oak St is a 1972-built home in Spgs Bath & Yacht Club Unit 01, Yalaha. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,472 square feet of living space. Listed at $278,800 (about $189/sqft), 208 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,100 annually.
LENDER INTEREST RATE BUY DOWN WITH ACCEPTABLE OFFER! PRICE IMPROVEMENT! Looking for an affordable home with lake access and a true Florida lifestyle? This one checks the boxes. Tucked inside the community of The Springs, this move-in ready 2 bedroom, 2 bath home offers a bright, open layout with thoughtful updates throughout. Fresh interior and exterior paint, new luxury vinyl plank flooring, and new carpet create a clean, neutral feel that’s easy to make your own. Natural light fills the home thanks to an abundance of windows, giving every room a light and welcoming atmosphere. The spacious living area is ideal for everyday living or entertaining, while the flexible bonus room in the back works perfectly as a home office, hobby space, or additional lounge area. Enjoy Florida living year round with both a screened front porch and a large enclosed rear lanai perfect for relaxing, entertaining, or simply enjoying the sunshine. What really sets this home apart is the lifestyle. Residents enjoy private access to Lake Harris, including a boat ramp, fishing pier, and canal access. The community also features a unique spring-fed pool (kept at a refreshing 72 degrees year round), plus a beach area, park, and recreational amenities. The HOA is affordable and even includes up to 15,000 gallons of spring water, helping keep monthly costs down. Conveniently located near Mount Dora, The Villages, and Orlando, you get the benefit of a peaceful lakefront community without sacrificing access to shopping, dining, and entertainment. If you’ve been waiting for an affordable way to enjoy lake life, this is a great opportunity - come and see today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$278,800
$189 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,472 sq ft
Time on market
208 days
Year built
1972
Monthly payment
About $2,007/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,859 annual tax bill, insurance, and the $1,100/yr HOA fee.
HOA fee
$1,100/yr
Managed by The Springs.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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